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Help on starting Business, Welcome
If I was planning on opening an insurance agency, I would do TWO things
1) Develop a Business and Marketing Plan
2) Visit SCORE (in person or online). SCORE is FREE and can help with the steps
Good luck, LUCKIEST
There is no one person who can tell you what to do step by step. You need to discuss your interests with the insurance carriers that you will represent. I am sure that they will have some of the information that you need.
I recommend attending business classes at your local college or community college to get some of the basics figured out. Go with SCORE as above as they can help you with your OWN action plan and business plan.
Although there is no one single person who can give you the step by step direction you are looking for, SCORE and the SBA (small business association) are extremely helpful. Also try talking to other insurance agents who own their own business. Doing this through networking might get you some worthy alliances.
Hope this helps ...
Here is a link to the California Department of Insurance web page regarding applying for licensing:
For help with starting a business, you can search this site (the Small Business Online Community) for "business start-up help" and will find some good advice and tips from some of the professional members of this online community.
I hope the above helps. Good luck with your business start-up.