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paypal account, Welcome
Tell us more. What is your business?? and Where are you like city and state??
Why cant you open a bank account?? How long have you been in business??
i sell on line , i sell knick nacks,household goods pots,pans etc,really alot of different things.
been doing this for 6 mts.and really struggling,because i have to use paypal and they only excepts bank accounts,or credit cards.
Because of my divorce i have poor credit,so been turned down by alot of different credit card companys,and banks.
please help!any advice will be very helpful.
Will you share your web address with us? I may be able to help you get a real merchant account, but I'd need to see your website first. Poor credit isn't a deal breaker by itself, as long as your not engaged in "high-risk" businesses. I've made numerous posts in this forum about the drawbacks of a PayPal account for legitmate e-commerce businesses, so I won't restate them all now. I simply don't think it gives a professional image. If I am able to write a merchant account for you, your poor credit may require daily discounting, at least initially. This means that we'd have to take the fees out of your deposits on a daily basis instead of monthly. Normally, this is one of the things I dislike about about PayPal, but with poor credit, it may be your only option. And you'd still have a real merchant account with all discount rates and fees below what PayPal charges. If you'd rather not post your website here, feel free to email it to me. I'll respond with more information. Best of luck!
Creek Financial Services