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The Solopreneur's Guide
The answers to your questions come down to creating a business plan. While many new business owners cringe at this process and thus try to justify why it isn't necessary to create a plan are only delaying the pain they will feel once they get their business running ... if they get it running.
If you are seeking a loan (which it sounds like you are), the bank or investor(s) in most cases will require a plan. They want to see that you have a clear vision for the business, how you plan on spending the money they lend you and your odds for paying them back.
In some cases, a formal business plan isn't necessary, however, in your situation, you will need a formal plan. If you've never created one, I have a free page on my site that can help you. Here's the link:
By creating your plan, you will need to do market research answering your question whether your idea is a good one or not.
I hope this helps for a start.
All the Best,
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