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    1 Reply Latest reply on Dec 22, 2007 9:32 PM by LUCKIEST

    sba or government agency

    rayandnay Newbie
      any government loans using patent as collateral, to encourage made in the usa
        • Re: sba or government agency
          LUCKIEST Guide
          Maybe the following will help.

          Although the use of patents as collateral to
          secure financing has not been a popular practice, many small firms
          and individuals are interested in doing so. A major obstacle to
          using Patents as collateral is the inability of investors and lenders to
          assess the risk associated with collateralizing patents.
          When you use a building as collateral for financing, the bank has
          an interest against what you own and the transaction is registered with
          the state. If you go to a second bank, they will find the first lien.
          But when you use intangible assets, how do banks find out who the owner
          is and whether there are any pre-existing encumbrances against that
          asset? Because the
          due diligence process is so complex, some lenders and investors may
          to invest.

          The United
          States Patent and Trademark Office is starting a pilot project to find a way using innovative,
          web-based technology to make it easier for inventors, entrepreneurs and
          small businesses to leverage their intellectual assets.