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hey... american loan restructuring; did you even read what the post asked? they asked about CREDIT CARD issues!
I feel your pain. As a small biz owner myself, I have been steered by the banking industry to take out lines of credit and credit cards to finance business needs. As we have both found out now, that simply is no way to finance business needs. Interest rates are too high and payments fluctuate too much to be able to properly budget. I am now finding that many banks have minimum standards for gross sales before they will even talk with you about traditional financing for our businesses.
I think what you and I are both looking for is a way to consolidate some of these high interest credit cards into a fixed monthly payment...probably saving us hundreds a month in interest while putting us into a much better cash position overall.
If I run into something, I'll let you know, but until then I wish you good luck.