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    2 Replies Latest reply on Feb 14, 2009 7:35 AM by LUCKIEST

    Merchant account

    ravi0072007 Wayfarer
      A merchant account is a contract under which an acquiring bank extends a line of credit to a merchant, who wishes to accept payment card transactions of a particular card association brand. Without such a contract, one cannot directly accept payments by any of the major credit card brands. When using an intermediary payment service provider (such as PayPal), the merchant account is in fact held by the service provider itself.



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