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    5 Replies Latest reply on Jan 28, 2009 5:10 PM by gokool

    Interst Rates

    gokool Newbie
      I alwyas pay my credit cards off timely so no interest is accrued. Lately, I am finding it difficult. How can I get a better rate with my credit cards. I have always payed on time , but some companies seem to want to raise my rates now that I carry a balance. What to do?
        • Re: Interst Rates
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          • Re: Interst Rates
            bmt2008 Adventurer
            First, find a way to keep paying them in full each month - then the rate does not matter. Most cards have low intro rates that jump up in 3, 6, 12, or 18 months. Also, when you change your behavior, the card issuers thinks you pose more risk and raise rates. Just the way they do business - especially today. Only thing I can really suggest is to keep moving the balances to other lower rate cards. Just watch out for balance transfer fees or hits on your credit. If you credit is good, could look to consolidate those cards on a fixed rate note.

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