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Couple of options:
Equipment - if you are seeking equipment - think about leasing the equipment. There are many leasing companies out there that will do 100% financing and while they wil look at your credit - they don't rely on it as much as a traditional lender.
Peer-to-peer lending (social lending). Here you can request up to $20K to $25K. Others members may get together and fund your loan. The best part of this is that you get to tell your story. Unlike bank lending where they only want to hear want works best for them, with peer-to-peer lending, they want to hear more about you and want it is you are doing.
Micro-Credit - These are small loans - usually up to $35K with the average being arounf $13K - to help struggling business owners like you get the capital they need.
If you want more information, visit our site. Links to these programs can be found on the home page.
Just some thoughts
Today the banks that are still lending are local and regional banks. Also we find that credit unions are fairly active in the small business and personal loan area. I am going to recommend that you try this excellent forum and also check out our website for the most detailed listing of bank in your state with small business ranks. Also don’t forget to get a good understanding of how a business loan application works.
Loan for New Carpet Cleaning Company, Welcome
Can I read your Marketing Plan?? Email me at " firstname.lastname@example.org "
Yes I agree, Equipment, think about leasing the equipment. There are many leasing companies out there that will do 100% financing. Send me a email I may be able to
You might qualify for an SBA Micro loan. Visit their website to find a lender near you.
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I just started my carpet cleaning company "Awesome Joes Carpet Cleaning" this year, Jan 2009. My business is doing ok, but I am looking to market exclusively to High-end homes as well as purchase more equipment (truck mount, etc.). I have done test marketing with flyers and mailers already and know exactly what I will get (in terms of business) when I pass out, mail out, or insert my marketing copy. I do not have the best credit, but have a good work ethic and a solid marketing plan. I would like some ideas as to where someone like me can get a loan to speed up the success of my business. Thank You.