Since GL insurance usually does not cover legal fees or losses related to data breaches, small businesses can purchase insurance policies tailored specifically to their needs. It is recommended that a company purchase first and third-party policies. First party coverage includes generalized costs pertaining to the breach. If you need legal representation, help with customer notification or if you must hold a press conference, first party insurance will provide coverage. Third party coverage offers protection if your business should ever be compromised so that a customer actively seeks litigation against you. There is a vast variety of cybersecurity policies. Check agencies to make sure they are reputable and well-funded. Find an agent that understands your needs and can accommodate all your concerns. Would you consider obtaining Cybersecurity coverage to protect your important and private information? ~Moderator Mel
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