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my two cents...
Mobile Payments - emerging mobile payment options will enter mainstream. Mobile wallet, where customers take a picture of a QR code on a bill or screen and settlement occurs. Also, P2P will take hold and gain momentum - where a customer can enter an email/phone number of someone/business they are paying, then enter the amount on the phone...and settlement occurs directly. Heading toward cashless/cardless society. This lowers overall industry costs and risk to both payers and payees.
Offers - Banks/Card companies are rapidly entering the offers space (e.g., Groupon) where they automatically load tailored offers targeted at consumer purchase behaviors. This makes it very relevant to consumers, where they can load offers on their cards within their online banking as well as redeem without having to think about it or clip/print a voucher. Merchants love it because they don't pay unless there is a redemption. This lowers their overall costs and allows them to market/advertise their business to prospects in their geography or target clients that have not been back in awhile. These offers will also soon go location-based, popping on your phone when you are near a relevant business.
Tablet-based Cash Registers - merchants will benefit from a rapidly evolving space where software will be king. With the tablet, the hardware will be static (for the most part) and the cahs register software will evolve rapidly. The software will eventually fully integrate with small business accounting and banking software.
Great reply, snarrsky! We definitely got more than our two cents worth . Are they trends or fads?
Did this satisfy your question, Infoway LLC?
Thanks snarrsky! The mobile trends of 2013 specified by you are really beneficial and justified. Especially, Mobile Payments, as we all need it drastically to be implemented very soon.
it's make a life easy.