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    7 Replies Latest reply on Feb 7, 2008 6:25 AM by walterdon

    Business Loans through Private Lenders?

    dsdh2007 Newbie
      I have over 25 years of experience in the field of exports.I was enjoying successful run until year 2000 but after that my biz stalled due to personal problems.Need to get back on my feet.I am looking for funding as working capital to continue my profitable biz.Since I m unable to provide an asset based collateral, traditional loans thru banks is impossible.Only option I can think of is thru private lenders on equity sharing basis or venture capital.I have searched over the net but unable to find any such firms or institutions since I m based in Thailand.I'll appreciate if anyone out there can give some suggestions or advise where I can find private lenders or venture capitalists or anyother suggestions?

      I am sure a deal can b reached & more details can b discussed.Profits begin within first 6 months.Can also b an investor, investor/partner or ROI basis.I m ready & flexible for discussions at any length. Thanks in advance.
        • Re: Business Loans through Private Lenders?
          LUCKIEST Guide
          Very interesting. You say that you are in Thailand. Do you have a Business or Marketing Plan??
          You should and maybe get some great answers on this web site and maybe a deal can be worked out.
          Tell us more about Profits begin within first 6 months.
          good luck, LUCKIEST
            • Re: Business Loans through Private Lenders?
              dsdh2007 Newbie
              Thanks for your reply. Yes, I am in Thailand and an exporter by profession. As mentioned earlier I have been running my own company since 1994 and did good business till year 2000. So in other words as soon as I am able to arrange working capital, I will be on my feet again. I have many products to sell and as a matter of fact I had to postpone my planned trip to the U.S. 2 months back due to lack of funds. As for profits being within the first 6 months - yes, that is right because as soon as I travel to visit my buyers and book orders, it won't take more than 3/4 months to ship out all the goods and as soon as goods are shipped, profits begin and no looking back from there. If you are in the U.S. and interested to work out a deal - send me an email at informing your landline number/convenient time and I will call you. Thanks.
                • Re: Business Loans through Private Lenders?
                  CorpCons08 Ranger

                  I am sending you an email this afternoon.
                  I have a few questions and may be able to get you traditional financing without the need for you to give up equity.
                  I have worked with clients in your particular situation before.
                  Please be on the lookout for my email.

                  • Re: Business Loans through Private Lenders?
                    LUCKIEST Guide
                    2007, hope this helps, LUCKIEST
                    h3. 6 Steps to Small Business Success

                    1. Start Smart
                    2. Plan Ahead
                    3. Set up Systems
                    4. Seek out Sales
                    5. Aim for Growth
                    6. Leverage Opportunities



                    1. Start Smart.
                    Identify a niche. Don't compete to be the lowest cost provider. Look
                    for what makes your product or service unique and adds a special value
                    for the client and charge for that value. Every business has many
                    facets. Start with what you know and like; start a business that has
                    meaning to you. Keep in mind that we don't know what the future holds,
                    many of the jobs and businesses of tomorrow don't exist today. You can
                    create your own success.


                    Now is the time to dream. To start smart, you should like the idea of
                    the business. The way to earn a good income and build wealth is by
                    serving clients well, making their life better in some way-it's more
                    than filling a need in the marketplace. To succeed you want to test the
                    idea to make sure your potential clients like the idea too. Test your

                    2. Plan Ahead.
                    People often ask me why bother with a business plan? Look at the
                    lottery as an example. You may get lucky and get the winning ticket,
                    but the odds are against you when you rely on random chance. I'm a risk
                    taker...but not that much, minimize the risk of going into business and
                    maximize your potential for success. Take the time to write a plan of
                    how you get from point A to point B. A plan gives you a clear future
                    focus and increases your chances of success.


                    The first rule of a start-up is put some of your own money in the
                    business. As the owner you must be willing to capitalize the business.
                    The second rule is put as little of your own money as possible in the
                    business. Prepare your plan and look for funding for your business from
                    multiple sources, which can include a business loan or business line of


                    Don't go it alone. Plan ahead now to build your team. Your team may
                    include a CPA and an attorney that you work with as needed. Add a
                    mentor from your industry and get a SCORE mentor to help you plan for
                    success. No one has all the answers. You get more ideas and information
                    by building a success, support team that can help you plan ahead.

                    3. Set up Systems.
                    The most basic system every business should have is a good financial
                    system. Ask yourself how am I going to generate enough income to
                    support myself and my family. Begin here. Put together a personal
                    budget, so you know what it costs you to live. Now, you can move on to
                    the business budget and sales planning, so you can see how many sales
                    you need to break even and make a profit. The start-up expense plan,
                    operating budget and your accounting software are vital to your



                    4. Seek out Sales.
                    The daunting question is how do you go about seeking out your first
                    sale. Recognize that since you don't have a big ad budget to be seen by
                    everyone, you need to target a niche and get connected in your market
                    community, be it local, regional or national. You need other people
                    selling for you-not employees-goodwill referrals. Get out and talk to
                    as many people as you can. Join organizations that would have clients
                    for your product or service. Become a visible part of your market, and
                    then ask for the sale. You begin the sales process with people that you
                    know. Yes, it's okay to start with friends and family as your first
                    customers, and then broaden from there.



                    5. Aim for Growth.
                    The basic tenant of creating a company is that you own the company. You
                    are not just creating a job for yourself. It's less risk and less
                    investment to get a job. Building a business is creating a company that
                    is more than the job itself. Think about the future. How large do you
                    want the company to be in terms of sales, net profit and employees?
                    Your answer to each of these questions will influence how you grow.
                    There are varying costs and profits associated with growth. It's
                    important to make a deliberate choice early about how you want to grow
                    your company.


                    6. Leverage Opportunities.
                    Good luck. Good fortune. Good timing. All play a part in business. As a
                    business owner, be very clear about your core focus for the business
                    and how it serves clients. Your core business is what pays the bills.
                    Then, as an entrepreneur you are about opportunity. When you see a
                    potential opportunity or stroke of luck measure it against your core
                    business focus. Good fortune is great, when it matches your vision for
                    the business. Always consider if a good opportunity is the right fit
                    for your business. If something looks great, but it's not in sync with
                    your long-term plan and budget, think carefully before committing your
                    company's resources.
                • Re: Business Loans through Private Lenders?
                  loan guy Wayfarer

                  I was curious if you found the funding you where looking for. I have a ready investor who will give you up to 300,000. email me at

                  • Re: Business Loans through Private Lenders?
                    walterdon Newbie
                    do you have a good business plan,?still looking for loan?email me at