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Credit & Lending

24 Posts authored by: SBC Team

Now that you’ve gotten familiar with the loan choices the SBA offers, you may be ready to apply. Here, we give you a step-by-step checklist of everything you need to do to complete and present the necessary paperwork and cover all your bases.

How to Apply for an SBA Loan− SBA Loans Guide Part 3

 

You can also read Part 1: "Overview" here and Part 2: "Types of Loans" here.

 

Click here to download the SBA Loans Overview guide (PDF).

 

 

Learn more about Small Business Administration Loans
& Financing through Bank of America.

There are several types of loans available from the Small Business Administration (SBA).

 

What is a Small Business Administration loan?

In part 2 of our 3 part series, discover all the loan choices at your fingertips, so you can do your due diligence, compare your choices, and select the one loan that’s perfect for your business.

 

You can also read Part 1: "An Overview of SBA Loans" by clicking here and How to Apply for an SBA Loan− SBA Loans Guide Part 3.

 

Click here to download the Types of SBA Loans guide (PDF).

 

 

Learn more about Small Business Administration Loans
& Financing through Bank of America.

Does your business need a loan? Consider one from the Small Business Administration (SBA). In our three-part series, you can explore all your SBA loan options to make a more informed decision and get the loan that fits your business needs best.

What is a Small Business Administration loan?

 

Part 1 provides an overview of what SBA loans are and how they can benefit your business. You can read about the different types of SBA loans in Part 2 by clicking here.

 

Click here to download the SBA Loans Overview guide (PDF).

 

 

Learn more about Small Business Administration Loans
& Financing through Bank of America.

Credit and Lending Collection: Credit insight for every step of your business journey.

Our library of resources below can assist you whether you’re applying for credit for the first time, trying to build it or looking for a fresh start.

Borrowing Options for Veterans Borrowing Options for Small Businesses What is working capital – and why is it important? Understanding business credit scores How to Establish Credit for Your Small Business Why you got declined for business credit Infographic: Building Credit for Your Small Business How Your Personal Credit Impacts Your Business Credit Building Better Credit with a Secured Credit Card 5 C's of Credit: What Are Banks Looking For? What is a Business Line of Credit & How Does it Work? Eight Ways to Maintain and Repair Good Business Credit Small Business Financing Tips: Banks, Family and Additional Resources How to Assess New Lending Sources An Overview of SBA Loans - SBA Loans Guide Part 1 Types of SBA Loans − SBA Loans Guide Part 2 How to Apply for an SBA Loan− SBA Loans Guide Part 3 Understanding SBA Loans: What To Know Before Applying Tapping the SBA: What Works for Your Business A Small Business Microfinance Loan Might Be Right Size for You CDFIs: Promoting small businesses and economic development Help grow your small business with a CDFI loan Need Capital? Consider a CDFI

SBC Team

Need Capital? Consider a CDFI

Posted by SBC Team Apr 20, 2018

If you’re a small business owner looking for capital, you may want to consider looking into Community Development Financial Institutions, or CDFIs—organizations that specialize in lending to small businesses. While approval rates are higher than at traditional banks, there are pros and cons. Check out our infographic to learn more about whether a CDFI fund might be right for your business.

Consider_a_CDFI.gif

INTERESTED?

 

Figure out if there's a CDFI that could work for you by checking the U.S. Treasury's tool, or try the Bank of America CDFI locator.

 

Remember: If you decide to apply for CDFI financing, be prepared—they may operate differently than your bank and ask for other information.

 

 

Click here to download a PDF version of this infographic.

A good business credit score may help your business qualify for better rates on credit cards, loans and lines of credit. So how do you find out what your business credit score is and see what’s on your business credit report? Plus, how do you improve your score if it’s not where you’d like it to be? Check out our infographic.

Credit-Score-Infographic.gif

We’re committed to finding the smartest path to long-term growth for your business

To find out more, please visit a financial center or speak with your banker.

 

 

Click here to download a PDF version of this infographic.

Getting denied for business credit is frustrating, but knowing why you were turned down can help improve your chances next time. From your cash flow to your utilization ratio, this infographic breaks down the common reasons small businesses are turned down and explains steps to take before reapplying.

Business_Credit_If_You_Get_Declined.gif

 

To discuss your needs and find the solutions that work best for your business, please contact a small business banker.

 

Click here to download a PDF version of this infographic.

If getting credit for your small business is proving to be an uphill climb, you may want to look into a secured credit card. Not only can it help you build or reestablish the credit you need now, but also possibly provide a stepping stone toward an unsecured credit card or bank loan in the future.

Secured-credit-card-infographic.gif


Click here to download a PDF of this infographic.

How to repair business credit When it comes to your small business, better credit could mean bigger possibilities. Improving your company’s credit score — and in some cases, repairing it — could help you take full advantage of opportunities that may fuel your business growth.

 

Learn the ins and outs of building a solid foundation of good business credit with our new guide.

 

Click here to download the guide "Eight Ways to Maintain and Repair Good Business Credit" (PDF).

Now that you’ve gotten familiar with the loan choices the SBA offers with, you may be ready to apply. Here, we give you a step-by-step checklist of everything you need to do to complete and present the necessary paperwork and cover all your bases.

 

You can also read Part 1: "An Overview of  SBA Loans" here and Part 2: "Types of SBA Loans" here.

 

How-to-apply-for-an-sba-loan.gif

 

Click here to download a PDF version of this infographic.

Need a loan? Consider one from the Small Business Administration. In our three-part series, you can explore all your SBA options to make a more informed decision and get the loan that fits your business needs best.

 

SBA-Loans-Overview-Thumb.gifPart 1 provides an overview of what SBA loans are and how they can benefit your business. You can read about the different types of SBA loans in Part 2 by clicking here.

 

Click here to download the SBA Loans Overview guide (PDF).

There are several types of loans available from the Small Business Administration. In part 2 of our 3 part series, discover all the loan choices at your fingertips, so you can do your due diligence and select the one that’s perfect for your business.  You can also read Part 1: "An Overview of  SBA Loans" by clicking here.

 

Types-of-SBA-Loans.gif

 

Click here to download a PDF version of this infographic.

 


 

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Watch the video below to see a brief comparison of the different lending products and features, to help you understand how credit options can support every stage of your business journey.

 

SBC Team

The 5 Cs of Business Credit

Posted by SBC Team Jul 12, 2016

When it comes time to secure financing for your small business, it’s important to know going in what lenders are looking for. And while it’s true that many lenders have their own unique underwriting requirements, most follow “The 5 Cs.”

 

The-5Cs-of-Credit.gif

 

Click here to download a PDF of this content.

Better credit means bigger possibilities. Improving your company’s credit score can help you take full advantage of the opportunities that arise as your business grows.  Learn the ins and outs of building a solid foundation of good credit history with our infographic, Building Credit for Your Small Business.

Building-Business-Credit-Infographic.gif

 

Click here to download a PDF version of this infographic.

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