A retirement plan can help businesses attract, retain and motivate good employees, and for business owners who participate in the plan themselves, it can serve as the foundation of a strategy to help provide positive retirement outcomes. At the same time qualified retirement plans can provide three important tax benefits: tax deferral, tax deductions and tax credits to help offset a plan’s start-up and administrative costs in certain cases.
Choosing the right retirement plan requires a careful analysis of company size, projected growth, contribution limits and flexibility, and administrative and reporting requirements.
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