ForumsFinancing Tips

tim13ga: I loved hearing/reading your response to the post. I too understand being "broke" and as a business owner, it is not a comfortable spot to be in. That said, I agree that the forum will most likely not place a separate and distinct section for funding requests because, as you stated .. they are a bank and will want in on that piece of the pie.

I both sympathize with your limitations and commend you on your strength and determination to succeed with your business venture. I have found this forum to be extremely helpful and educational. Like you, I also read and post to many entrepreneurs hoping that my business experiences can somehow help someone else.

Take care.

Deb L
Mainely Technology

Hi there, I sent an e-mail yesterday to help@sbcommunity.bankofamerica.com Have yet to hear back. Here's what I wrote.

Dear Moderator/ Help Team:

I am not sure if you have already been contacted regarding forum "This community has become too money-hungry." yet. There is some discussion of previous attempts to contact you without a reply. The topic of this discussion concerns items that are welcome in the community to a degree, and therefore not candidates for reporting as innappropriate.

The consensus seems to be- Problem: Too many requests for funding overshadowing the business topics. Proposed Solution: Dedicate a separate forum for finance requests in such a manner as these do not overload the main page and conversations.

I agree and realize you do have forum topics already set up and the sheer volume of finance questions is the root cause of this problem.

My personal recommendations to you are- 1) Read and respond to the above mentioned thread. Show a moderator's presence more frequently and publicly. Remind the community you are accessible and respond to suggestions. 2) Take charge of the finance requests. I find it too ironic for a bank to ignore these. This could represent new accounts. I see you have a member of SCORE here to assist people in developing their business plans and pursuing financing constructively. Perhaps you should team up or develop your own systems to channel people through financing solutions or alternatives.

DomainDiva: I hear ya. Same here ... despite the constant financial threats, we trek forward with the hope that we can stay in the game, so to speak.

And why is it wrong for beginners of small businesses to request money. I do read through the forums looking for good advice but no one has really stated how to get the funds when you're credit rating is low and LucKiest responded to my query!!! This a small business forum from the bank of america yet you're talking about tv shows!!!!! Isn't that ironic?

Tim--- Most of the people here on this site are simply here to exchange and share information about their businesses. There are plenty of nice and respectful people here like: IWRITE,MNLY TECHNLGY,LIGHTHOUSE, and there are many others that come to mind. If you need funds or money for your business try looking at a few of the people here that can obtain you a business loan or offer business loans against your future credit card sales. There are many people here that pose as investors but they are not. Have you ever heard of Prosper.com ?

Cheers,

T.Michael

619-518-9985

Sometimes, someone can answer better than you can. Thank you. I believe this is the best explanation of what I was trying to say.

I am not upset or angry with anyone, I am worried.

I'm worried that good people are going to end up being taken advantage
of because they aren't getting the best information for them. I am
worried that a VERY SMALL PERCENTAGE of the folks on this forum are out
to take advantage of people who are in need of help.

Wow. I went away for a few hours and this thread blew up!

Thanks,

tim13ga@yahoo.com

I look forward to reading what have...

Tim...