Hello!
My husband and I started our own business just over a year ago which has been growing nicely. We have great products, knowledge, enthusiasm, a wide customer base, and goals to keep it going. Our "problem" is that since we've only been in business just over a year, and don't have a lot of credit history, we find ourselves stuck on what should be some of the simplest things we need to grow our business. The first thing we need is a truck but are finding it difficult to get what we need without getting taken by some of these "buy here pay here" places. We're having to pay a bit more for product due to us only being able to purchase small quantities at a time so we don't over-extend ourselves. Cash flow isn't really an issue, but what's coming in has to constantly be going back out (of course) and we feel like we're spinning our wheels. We've been trying to look for different sources to just give us the break we need to be able to take the next step with our business.
I know there aren't a lot of specifics in here about our business, but wanted to keep things as simple as possible for now. Does anyone out there have any ideas for us? I greatly appreciate your time and effort to help us reach our goals.
My husband and I started our own business just over a year ago which has been growing nicely. We have great products, knowledge, enthusiasm, a wide customer base, and goals to keep it going. Our "problem" is that since we've only been in business just over a year, and don't have a lot of credit history, we find ourselves stuck on what should be some of the simplest things we need to grow our business. The first thing we need is a truck but are finding it difficult to get what we need without getting taken by some of these "buy here pay here" places. We're having to pay a bit more for product due to us only being able to purchase small quantities at a time so we don't over-extend ourselves. Cash flow isn't really an issue, but what's coming in has to constantly be going back out (of course) and we feel like we're spinning our wheels. We've been trying to look for different sources to just give us the break we need to be able to take the next step with our business.
I know there aren't a lot of specifics in here about our business, but wanted to keep things as simple as possible for now. Does anyone out there have any ideas for us? I greatly appreciate your time and effort to help us reach our goals.

