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It sounds like BofA wants to know your track record. If you realistically don't have a track record, you should try to find other ways to demonstrate you competency. If the business is new but you have lots of experience personally, maybe you can include a resume summarizing your experience. The other thing is that some items are always asked of applicants that are never examined closely. Who knows, maybe its just on a checklist but its not considered a vital item. You should just do whatever you can to prove that you are the best, most competent company. I'm sure they are relying solely on the D&B, so give them as many other reasons you can to choose you. Sure, you are a startup, but so was every business at some point. It's an uphill struggle sometimes, but overtime if you are a solid company, it will show.

What I would not recommend is buying someone elses credit, which I'm sure will be offered to you on this forum. It's more or less decieving people into thinking that your business has a track record when it in fact does not. If they find out that you bought an aged line, BofA will probably never deal with you.