ForumsStarting a Business

I disagree with this statement: "To have acces to unsecured funds you need to build a business credit separate from your personal credit." To have access to unsecured funds you need to strong personal credit. If you want significant unsecured funds (let's say $50k+), you need to have a legitamately profitable business. This means you own a business, you run that business, and it is profitable.

D&B reports are used primarily to detect negative information, and I have NEVER held it against an applicant because their D&B lacked info. One bank that I worked for didn't even run D&Bs because they were useless in most cases.

If you want to get a credit line, spend your time and money on things that improve your business, not things that attempt to circumvent your banks lending rules.