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5 Replies Last post: Nov 4, 2008 4:38 PM by rajordan3165

New Small business In need of Insurance, Please Help

Aug 5, 2008 6:40 PM

Click to view BennyJr's profile Start-up BennyJr 2 posts since
Aug 5, 2008
Hello,

I am starting a business that involves providing entertainment at Birthday partys and special events. I am looking for a good insurance company to give me General Liabillity insurance in the state of Massachusetts. someone sent me to K&K insurance, but i dont think i need that kind of insurance, plus it would cost me $135 for each party or event i do. thats basicly my entire price for the party. lol if anyone has any suggestions please let me know. thanks Benny
Tags: alternate_financing_options, buisness, business, business_credit, capital, cash_flow, collateral, credit, financing, financing_customers, growth, investment_loan, investor, line_of_credit, loan, loan_to_purchase_property, loan_to_take_over_business, loans, money, personal_credit, small_business_loan, start, start-up, up, working Report as inappropriate
Click to view LUCKIEST's profile SCORE LUCKIEST 7,927 posts since
Aug 6, 2007
1. Re: New Small business In need of Insurance, Please Help Aug 5, 2008 9:09 PM
in response to: BennyJr
New Small business In need of Insurance

Open the yellow pages and talk to insurance agents locally
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Click to view lalithabrahma's profile Mogul lalithabrahma 41 posts since
Mar 1, 2008
2. Re: New Small business In need of Insurance, Please Help Aug 7, 2008 12:30 PM
in response to: LUCKIEST
I agree. I would also talk to my auto/home Insurer, if they offer business insurance.
Lalitha
Get educational series on protecting your family and growing your business at www.lalithabrahma.com
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Click to view ARIZONAGAL1's profile Authority ARIZONAGAL1 9 posts since
Sep 5, 2008
3. Re: New Small business In need of Insurance, Please Help Sep 8, 2008 5:37 PM
in response to: BennyJr

Ask other business owners in your area who they use.
Insurance is tricky and too important to trust just any company.
Please be aware that what ever you tell them you will be audited at renewal time.
If you cancel they will do a person to person audit to make sure that everything you told them at the beginning of the policy was true and has not changed.
For example- If you use subcontractors, employees, where you have these events will all come into play.
Good Luck!
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Click to view HarmikBurbank's profile Mogul HarmikBurbank 17 posts since
Sep 2, 2008
4. Re: New Small business In need of Insurance, Please Help Sep 8, 2008 6:28 PM
in response to: BennyJr
if you don't find anything in the yellow pages go to www.prooneinsurance.com

Good Luck

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Click to view workingwoman's profile Professional workingwoman 3 posts since
Sep 8, 2008
5. Re: New Small business In need of Insurance, Please Help Sep 8, 2008 9:21 PM
in response to: BennyJr
Benny J, I do insurance and liablity insurance for party planning is not cheap. And yes they do it on a per party basis. I am not sure what you are doing at the party so I dont know exactly what you are needing to cover. You can email me and i can give you some tips and questions you would ask an agent in your area. But bascially not many insurance companies offer insurance for events. There are a few special companies that do. The best of luck to you.
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Click to view DSTREET1's profile Mogul DSTREET1 11 posts since
Dec 15, 2008
6. Re: New Small business In need of Insurance, Please Help Dec 15, 2008 7:17 PM
in response to: BennyJr
For Legal Insurance,Please visit http://www.smallbiztoolbox.info/. Once there, click on the " watch movie" for an overview of what they can do for you.

Daniel Streeter
For more info.
eyeteambenefits@yahoo.com
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