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Click to view LUCKIEST's profile SCORE LUCKIEST 7,912 posts since
Aug 6, 2007
0. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 6, 2008 8:24 AM
Help4U, sounds interesting. Great to have a speciality.
Will look into this and check it out
LUCKIEST
Click to view genaro111's profile Professional genaro111 1 posts since
Feb 29, 2008
1. Re: Need Financial Help? Loans and Lines of Credit? I can Mar 6, 2008 11:48 AM
And how do I contact you?
Click to view metalman's profile Professional metalman 2 posts since
Mar 6, 2008
2. Re: Need Financial Help? Loans and Lines of Credit? I can Mar 6, 2008 4:13 PM
in response to: FinanceHelp4U
thank you, I have e-mailed you my numbers.

thanks again
Click to view yMladenov's profile Professional yMladenov 5 posts since
Mar 6, 2008
3. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 14, 2008 4:14 PM
Do you work outside of the US? What are the options?

Thanks in advance.
Click to view metalman's profile Professional metalman 2 posts since
Mar 6, 2008
4. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 14, 2008 4:20 PM
in response to: yMladenov
no, I work primarly in Southern Georgia, USA
Click to view FinanceHelp4U's profile Mogul FinanceHelp4U 36 posts since
Mar 5, 2008
5. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 15, 2008 1:06 PM
in response to: HyHazard82
+Chad, I have sent you an e-mail in response - I need further information and I will try my best to help you,</<br />Thanks,*

CJ
Click to view trader's profile Authority trader 9 posts since
Feb 20, 2008
6. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 15, 2008 1:29 PM
in response to: FinanceHelp4U
Hello this is dbbbtraders just want to confirm if you receive my email yet, and iam looking forward to your response.
Click to view FinanceHelp4U's profile Mogul FinanceHelp4U 36 posts since
Mar 5, 2008
7. Re: Need Financial Help? Loans and Lines of Credit? I can help Mar 15, 2008 5:56 PM
in response to: trader
I* +received it....I will be getting back to you as soon as I can review everything,</<br />Thanks,

Carol
Click to view whalteva's profile Mogul whalteva 39 posts since
Jul 18, 2008
8. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 2, 2008 12:22 AM
in response to: FinanceHelp4U
Hi Carol,
Are you still helping business owners in need of financing and loans/lines of credit
for their business?
Click to view geoludh's profile Start-up geoludh 1 posts since
Aug 5, 2008
9. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 5, 2008 3:06 PM
I could really use some financial help. I need some working capital for my business, and also money to purchase some equipment
to expand my business. I do have business plan, but no banks in my area will help me.
Click to view myhouse's profile Start-up myhouse 1 posts since
Aug 5, 2008
10. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 5, 2008 11:47 PM
YOU HAVE MY ATTENTION, TELL ME MORE.
Click to view pitter's profile Start-up pitter 1 posts since
Aug 5, 2008
11. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 6, 2008 3:53 PM
The truth is that it is difficult
for a startup business to borrow money as a small business loan -- especially
without assets and without experience in the business.

However, if you're applying for a loan and if it is a big amount, banks and
even the [url=http://www.revenueadvance.com]Small Business[/url] Administration may consider the following factors:

  • A business plan explaining what the business is

  • Your background and experience in the business -- in my experience, this is
KEY in the eyes of the bank because they want to make sure that you know what
you are doing and that you can make the business work. If you don't have any
experience with the business, have someone on board that knows the business to
give banks assurance that someone will guide you

  • Your credit factors because it shows your dependability and how well you
handle credit. They will do a credit check on you and poor credit history may
be frowned upon, or even reason for the disapproval of your loan application

  • Your collateral. Banks, even SBA guaranteed loans, want the borrower to show
collateral. They want to be guaranteed that somewhere somehow they can get
payment from you

  • Condition or terms of loans. Banks would want to know three important things:
"How much money are you requesting? What will it be used for? and For how
long will it be needed?" Banks oftentimes prefer to approve loans for
items that can be identified, has lasting value, and can be repossessed and
sold if things fail.
Click to view FASTCARS's profile Mogul FASTCARS 27 posts since
Aug 21, 2008
12. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 23, 2008 9:36 PM
in response to: FinanceHelp4U

Hi Finance Help 4U, please accept my condolences for your family.
I
Click to view DMIGUY's profile Mogul DMIGUY 82 posts since
May 14, 2008
13. Re: Need Financial Help? Loans and Lines of Credit? I can Aug 26, 2008 11:16 AM
in response to: genaro111
Genaro,

Though I'm not sure how you ended up in this particular forum, I'm curious, why haven't you approached the "Home Depot" or other such distribution network. Thought I'd love to see more technical info on the product, if you do in fact have sole rights to it in the USA, and it looks as good installed as it does on your website, then unless the end user cost is prohibitive, there is an enormous market for the product, the economy notwithstanding.
Click to view damarzee's profile Professional damarzee 3 posts since
Aug 25, 2008
14. Re: Need Financial Help? Loans and Lines of Credit? I can help Aug 29, 2008 1:22 PM

I am seeking a loan to suppliment growth in my green energy division

My company, Designing Online, Inc., dba Alternative Power Choices, a Pennsylvania S Corp, had previously and very successfully persued a home and garden audience, but our focus shifted to energy efficiency. We sold all home and garden related web sites a year ago and have invested all proceeds into developing the green energy division of our business.

We have three primary web sites that tie together to provide information, shopping and advanced market choices.

In the mix of these web sites is a 150 page energy efficiency book we have written that is very helpful in explaining the best energy choices to make. The book also provides references to the resources that can help our readers follow through on our ideas.

Our web sites support this new book and in turn, the book supports the web sites. POD (Print On Demand) publishing has been paid for through iUniverse and we are in the last legs of obtaining photo use rights and proof reading.

What we are looking for is a loan to carry us through the initial 6 months of ramp up time necessary for the book to get properly distributed and for the web sites to be properly promoted. Our overhead is low and the monthly needs are approx $7000. A loan of $42,000 would guaarntee a smooth operation of our business during that period of time. A three year term would work well, however a quicker payback would be possible if this were necessary, but it's not our first choice.

The web sites already exist and the books estimated publishing release date is mid November. We have performed all the work and already paid for everything. We just need working capital to help us stand on our feet better from November through April, while we grow.

The web sites are: http://www.energyefficientchoices.com/ and http://www.bestenergysavingproducts.com/

Interested businesses or individuals may reply and we will provide more specific details directly to you.

Thank-you,
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