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1 "correct" answer available (5 pts) 3 "helpful" answers available (4 pts)

3 Replies Last post: Sep 14, 2008 3:55 PM by credittalk

Need a loan or a credit card for my business

Aug 16, 2008 4:22 AM

poolandspa 1 posts since
Aug 16, 2008

What does your business do?Travel Agency (Destination Weddings,Honeymoons,Vacation Packages)
How long have you been in business? 2 years
How much money do you need, and what will you use it for? 5,000.00, working captial. I am looking to expand my travel agency.
Have you been turned down by a bank for your request? If so, why? I have been turned down due to my personal credit.
What is your personal credit score?656

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LUCKIEST 7,926 posts since
Aug 6, 2007

1. Re: Need a loan or a credit card for my business Aug 18, 2008 9:36 AM

Need a loan or a credit card for my business, Welcome

Thanks for sharing so much. A Credit Card seems easy to get. At most of the Airports, United has booths looking to give you a credit card. I get a new one every time I wait in Chicago for my flight.

Just moved to Las Vegas from Hawaii. We started a Travel Agency in
Hawaii and moved it here to Las Vegas with us.
We just started a pool
and spa cleaning business here in Las Vegas.
We are looking for ways to
grow both business.

Have you developed a Business and Marketing Plan that can help you grow.
Do you know about SCORE. SCORE is FREE and again can help you grow.

Good luck, LUCKIEST

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Milleisen 129 posts since
Aug 6, 2008

2. Re: Need a loan or a credit card for my business Aug 18, 2008 9:32 AM

Hi Pool - Your credit score does not seem terrible, so I wouldn't say its hopeless, especially for $5k. Try your local community bank. Without seeing your businesses financials, I can't say for sure that they'll approve you, but they be more willing to listen. If the bank route doesn't work out for you, perhaps you can consider a peer-to-peer lending network (like prosper.com), a home equity loan, or even friends/Family.

You mention you need the loan for working capital to grow your business. Can you elaborate?

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credittalk 10 posts since
Sep 4, 2008

3. Re: Need a loan or a credit card for my business Sep 14, 2008 6:17 PM

I see you have a good credit score have you applied and been rejected for a card? If you need a higher score maybe we can help in as little as 7 to 10 days and also help you apply for the right card. call us at 1(877) 47-Fresh or visit us online at www.fscorponline.com .

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This Question is Possibly Answered

Need a loan or a credit card for my business

Aug 16, 2008 4:22 AM

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