ForumsFinancing Tips

Prosperity - Welcome to the forum. Can you please provide a bit more detail about your business?

The first thing I learned in credit training is that the 2 biggest questions that you'll need to be able to answer are "what are you doing with the money?" and "how are you going to pay it back?". Along those lines, it would helpful if you could share what exactly you'll be doing like buying inventory, leasehold improvements etc. Also, do you know what your historical cash flows look like? How about existing personal and business debt obligations? Having a handle on something like cash flow and debt service coverage will give you insight into how lenders are going to view any request for a loan.

The devil is always in the details, so the more you feel comfortable providing, the better the chance that you'll get some useful information from the experts on this forum.

Indoor Training Facility in need of help!! Welcome

*Tell us more besides the business being in Arvada,
Colorado*.

Do you have an Accountant?? Did you have a Business Plan when you open??
As your business grows, the Bus Plan will help you keep track of the details and make
sure the business is progressing as you intended.

WHAT KIND OF HELP are you looking for?? LUCKIEST

Is it safe to assume you've already been turned down for bank financing? That seems to be the case when people turn to this forum for alternatives. How much are you looking for? How much of it would be new money vs refinancing existing personal debt? Do you have any idea what your cash flows are over the last 12 months? What other business business debt obligations do you have?

Sorry for all the questions....It's hard to give you any useful advice without having knowledge of all your business and personal fact. I'd be happy to look over your situation as a whole and give you my opinion as to what your options are (free of charge). My contact info is in my profile.

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