There's a difference between walking into your local private airport and saying, "Give me an airplane!" versus saying, "I'd like to learn to fly."
To me, your post (LWill78) says, "I'd like to learn to fly" -- i.e., you seem to be looking for connections, resources, insight, and help from people who already have planes and are flying them successfully. I think almost everyone in this community who owns a business is excited when a new member joins with that approach, and most truly try to assist with information and answers.
A lot of so-called "money hungry" posts, however, are the equivalent of "Give me an airplane!" The person acts as though the only thing between them and flying is the lack of a plane -- as opposed to the fact that they don't know the first things about how to fly one. They insist on having the airplane
first, then they'll think about getting a pilot's license -- which is exactly why so many new businesses "crash."
Just as a person can't borrow (rent/lease) an airplane without a pilot's license, legitimate lenders and investors won't give someone money unless that person can demonstrate that he or she has the knowledge, skill, and experience to manage a business operation, responsibly handle the finances, and bring in a substantial profit. There are a lot of posts where people tell you outright that they can't do any of that. So while the message or advice may sound harsh at times, it's realistic -- learn to fly (i.e., get a job, control spending, pay off bills, gain relevant experience, fix what's "broken" in life) -- and THEN ask for the airplane.
P.S. $759,045,600 -- as of today, that's the total amount of money requested in the 549 posts on this site that are seeking loans or outside investments to start or expand small businesses. Just to put those numbers in perspective, Bank of America was the leading 7(a) small business lender in 2007 (source: NAGGL), and they loaned $335,728,500 to 10,878 small business owners last year under the program (source: Annual Report).
