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General Start-up Loan Requirements, Welcome

Tell us more about yourself and the type of business you are looking to start.
Go to Members page and tell more info. Where are you like city and state??.
How soon do you plan on starting this business??
Have you developed a Business and marketing Plan??
Do you know about SCORE?? SCORE is FREE.
Bridge had an interesting idea "As an alternative to starting a business, you may want to
consider buying an existing business"

Good luck, LUCKIEST

Little more information:
Personally the 25k is all the money I have.
I have manageable debt (mortgage, car, and zero balance on all credit cards).
My wife makes enough money to pay our mortgage, all of our bills, and
for us to live on so I really won't need to profit any money for a
while.
I will be the only employee for the first year or two so I will have no payroll expenses.
I have tried to setup the business loan in a way that I am paying for all of the things with no collateral.
The loan amount will be used purely for inventory and equipment.
The Credit Line will be used to cover the first five months of operating expenses.

The reason I am trying to get an idea on whether or not getting the
loan is possible is because I will have to get several certifications
before I even apply for the loan. The certifications are expensive (8k)
and I am included that cost in the 25k that I am planning to invest. I
don't want to go through all of the certifications if it isn't possible
for me to get the loan.

Sorry, for the type of work I will be doing. Some of the certifications that I would like to get take a lot of time so I would have to start soon.