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9 Replies Last post: May 12, 2008 4:42 PM by victoria

Loan for a small bussiness owned by women !!

May 3, 2008 11:53 AM

Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
Hello My name is Victoria Mossucco , I live in Miami Florida , I have been in the sports industry for 15 years specificaly tennis , but notice also the industry of working out and running is a big one an a profitable one too, so I decide to fly solo I open my own store with my daugther the store has been open for the last 6 months and is going well for a new business , specially counting on the slow economy . Is located in a very high traffic area and we have alot of gyms around us !!
When I open I was not counting on the economy to drop so fast even thougth we have sales we are behind the sales forecast and I noticed is basically because now we are running low on working capital , I am not looking for a big loan probably something like 35.000 to 50.000, those funds will be used to create more advertising and increase inventory . My current credit score is 698 .
Let me remind you south florida is a place where looking good is paramount , so exercising is extremely important and we have gyms everywhere , That is where my product comes in to place is basically all the appareal and accesories for man and women .Competition around me is very little .
I hope you will take this proposal in consideration , if you are intersted please contact me at
786 285 94 30 Victoria Report as inappropriate
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Click to view LUCKIEST's profile SCORE LUCKIEST 5,749 posts since
Aug 6, 2007
1. Re: Loan for a small bussiness owned by women !! May 3, 2008 12:23 PM
Loan for a small business, Victoria I agree with you,
South Florida is a place where looking good is paramount
Tell me more. Do you have an Accountant??
Have you developed a Business and Marketing Plan??
How long will you need the loan for?? and How will you pay me back??
LUCKIEST
Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
2. Re: Loan for a small bussiness owned by women !! May 3, 2008 1:02 PM
in response to: LUCKIEST
Absolutly I have an accountant , and I also have a business plan like I say before the bussiness is completly formed and running , but cash flow has become an inconvinience , I think 7 years will be a reasonable term for me I don't know for you , we will stablish monthly payments that will include principal and interst , so at the end it will not be a ballon .
But I am the one who needs the money , now you tell me what your requirments are ?
I thank you for the reply !
Click to view numa25887's profile Start-up numa25887 2 posts since
Apr 21, 2008
3. Re: Loan for a small bussiness owned by women !! May 4, 2008 5:21 PM
Hi there,

Does your business accept credit card transactions? If so, please feel free to contact me at numa25887@googlemail.com. I believe my company, Numa Financial Group (www.numafinancial.com) may be able to help you secure funding.

Thank you.

Best,
Faye Yuan
Click to view mlebovits's profile Mogul mlebovits 39 posts since
Oct 10, 2007
4. Re: Loan for a small bussiness owned by women !! May 4, 2008 9:26 PM
Victoria,

Why not check with the local SBA office in your area and find out if they have a Women's Business Center (http://marshall-showmethemoney.blogspot.com/2008/04/sba-takes-breather-on-new-womens.html) near you. If they do, you may be able to find out if there are any local loan programs especially available to assist women.

Regards.

Marshall Lebovits
http://www.funding911.com/
Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
5. Re: Loan for a small bussiness owned by women !! May 5, 2008 10:45 AM
in response to: mlebovits
Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
6. Re: Loan for a small bussiness owned by women !! May 5, 2008 10:51 AM
in response to: LUCKIEST

Have you consider my request ?
Click to view Winelight's profile Authority Winelight 10 posts since
Apr 24, 2008
7. Re: Loan for a small bussiness owned by women !! May 8, 2008 12:30 AM
Dear Victoria,

Depending on how quickly you need the infusion of capital.......I have a potential solution for you that no one has mentioned so far. Forgive me for taking a small liberty here, but your correspondence leads me to believe that english may not be your native tongue??? No offense intended I assure you. If you belong to a minority........which I suspect you do............and you are a woman then, my dear, you have hit the jackpot! America is the land of opportunity and since you may be in the minority and you are also a woman, then you probably qualify for more free money (in the form of Government Grants) than you can possibly imagine. A grant is way better than a loan because "you never have to pay the money back!"

So the decision is yours my dear.................get a quick loan and make payments for years...........or............do a little research and paperwork now to see if you can get the money for free from Uncle Sam! Go to Google and type in "grants, minority, women"

All the best,

Winelight
Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
8. Re: Loan for a small bussiness owned by women !! May 8, 2008 2:17 PM
in response to: Winelight
Thank you for your answer , I thougth about it , but can you help me I really don't know where to start with that any way I can call you ? maybe get some guidance !!
Click to view victoria's profile Authority victoria 14 posts since
May 1, 2008
9. Re: Loan for a small bussiness owned by women !! May 12, 2008 4:42 PM
in response to: Winelight
Thank you very much for your help < I received it today and I am reading and absorbing the inf , I hope I can do something soon !!
Thank you !!

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