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Welcome to the board! There are going to be a nice amount of people who will send you messages or posts about helping you out. Beware though....there are a ton of lenders from overseas locations that I just dont know about and others have warned me to be wary. Also there are a ton of people who will lend you money, and only if you allow them access to your credit card transactions if you have any...if you dont deal with credit cards often say a retail store or something like that then they wont bother. So if you open up a gym for your plan (which I think sounds like a lot of fun) they wont want anything to do with it.

Its not easy! 98% B.S'ers out there, and only a few true investors or opportunist. Too many loan shark types out there as well it seems like(short term high interest).

If you have any questions send me a private message. I posted some paragraphs a while back about seeking capital and people from the UK and Australia sent me messages. Then I got messages from telemarketer types who couldnt answer tough questions I had, and slid around the important ones.

Hope you get that gym! Have you tried getting some assistance from the government on this? Some cities would see this as something very progressive and would offer some benefits/tax breaks/funding.

SBA gets thrown out there a lot, and has a lot of paperwork for you to fill out so if you dont have a great credit score and you want something soon then you will want to look elsewhere. You can go to SCORE to get advice, and when it comes to funding they pretty much refer you to SBA which brings you back to square one when it comes to funding. They can help you write up some good plans though and make it look great.

This is all my personal opinion based off my experiences and from what others on this board have posted. I LOVE hearing success stories about people getting the funding they need.

How to acquire start up funds, Welcome and good luck

How soon do you plan on starting?? Do you have a Business Name??
Can I see the Business Plans?? How long will you need the FUNDS??
And how will you pay me back??

LUCKIEST

These folks run a good site on the topic. I'm in no way affiliated with them either... just happen know it's a great site.
http://www.gobignetwork.com/

Thank you for your suggestion, however I have a dilemma, How do I go about establishing credit when noone will provide me the opportunity to establish credit. Personally I do not have bad credit, however I have new credit with a postivie payment history. I welcome any suggestions.

Where are you located? Which 'Valley' ?

I'm looking for a location too, to start a Wellness Center.

Not just another gym, ; including but not limited to; all or most of the Holistic exercises or modalities concentrating on low impact and alleviating stress, a few forms of meditaion, massage therapy, Yoga, Thai Chi, etc.
It won't look like a gym, smell like a gym, or be intimidating. It will even offer things that other centers would never think of.

The foundation of the center is strength training, cardio, stroke & heart disease prevention working with local coalitions, i.e. AHA, and the members physicians and physical therapists. It will promote strengthening the heart, but calming it as well............

Social Marketing and education about health & fitness at the elementary school level is at the forefront of the plan. I have come up with approaches to tap into several markets, as well as the targeted markets too.
It is now going on 17 years in the planning, because things change so fast, as well as me going through several career changes. Even the disease prevention education program was added in after my Mother had a severe stroke in '99. So severe, her doctors don't even know how she survived.

I'm located in Central Pa., but willing to move south or west, maybe even a little north, (even to another state) for a more conducive area, environmentally speaking. The fitness trends are important to watch. So part of the plan is geared towards a 'environmentally friendly' area.

kagwo