ForumsLoans and Lines of Credit

It would be nice if you posted in English where EVERYONE could particpate.

I agree. It's more fun if we can all help. I used an online translation service and here's the question:

I live in Carolina Southern, and my I dream for this year is to have my own lunch truck. I believe I have all the skills that I have read about on this site. I have my idea itself, I know where I want to park the truck to sell lunches. I also have experience in busienss working for other people in lunch spots and in a hotel. My FICO is under 600, however, I never had a debt go to collections, and the have all my accounts paid ono time. Buy house with my husband last July 2007. An account of car that already was settled. . In short I have worked for long time to arrive at my dream. What I need is a loan of the bank to buy a lunch truck. Should I: 1. to apply for a business loan? 2. to apply for a business credit card? 3. or to apply for line of credito?

SJCarpentry, Thanks for getting the translator. My next question is:
Should I answer in English and hope that it is understood??

Thanks again

Luckiest you should answer in English because that is the language of BUSINESS in the USA. Growing up in a quadro-lingual (???) family myself, Yiddish, German, Polish & English.... we were ALL admonished to SPEAK ENGLISH when in public even at family gatherings. My great grandparents got off the boat in 1892 and the first thing they did was learn English.

I am reminded of my my friend Pierre who works for Airbus who said: I do business in English, I will tell my wife I love her in French.

I will not answer anyone in a foreign language while doing business in the USA.

en espanol, por favor, Do you know about SCORE??

SCORE is FREE and can help

What you say is correct. In this country it is negotiated in English, but also in Spanish. And I hope that about these four languages that exist in your family you speak them also. I think you born in this country. And this is a big advantage because you dominate the language perfectly. I congratulate you. On my side I came to this contry adult, I learned the language in the street since a come rigth to work, I'm more of learnig to the practice than of the theory.I feel myself very safe of my English when I speak, and also I understand everything I read.But actualle I do need to improved my writing. All of you have been a big help,and even if I don not write English very well, I been commucivate with all, and thanks for the free translator that is helping me answering you. I'm fast learning and always attentive to achive my dream that is bigger than the lunch truck.Now focus in the information. I am intereste in, and let's not be so aggressive.

Agressiveness is the only thing that I had when I first started. It has kept me going when everyone said that I could not do what I am doing.

I would suggest that you be more aggressive in learning both english and the language of business in the USA. It will be your stepping stone to the rest of the world.

Remember...only YOU can limit you.

Good Luck and keep going no matter what anyone (even me) says.