ForumsFinancing Tips

Previous Next Up to All Forums

This Question is Answered

1 "helpful" answer available (4 pts)

9 Replies Last post: Feb 22, 2008 4:37 PM by Lighthouse24

Information on Lender

Feb 21, 2008 4:04 PM

DomainDiva 1,732 posts since
Oct 10, 2007

Does anyone on the Board have any information on or about Fidelity Capital in Irvine California? For some odd reason I am being approached for business loan(s) and equipment financing loans. As all of you know my start up is extremely small. The person I spoke with said my company name had come up through the UCC.

Any insight(s) appreciated.

Best, DD

Tags: Report as inappropriate

Buffalo 171 posts since
Oct 17, 2007

1. Re: Information on Lender Feb 21, 2008 5:06 PM

I just got a call from then 20 minutes ago. Nice guy, polite and friendly. But I told him we weren't interested and have a nice day. Good-bye.
What is UCC?

Report as inappropriate

DomainDiva 1,732 posts since
Oct 10, 2007

2. Re: Information on Lender Feb 21, 2008 5:18 PM

in response to: Buffalo

Uniform Commerical Code.

I went to their website and it seems creepy...it's as if something is missing...especially when I cliked on the links for customers and testimonials...both links showed the same info.

Report as inappropriate

xenopod 109 posts since
Dec 28, 2007

3. Re: Information on Lender Feb 21, 2008 5:20 PM

What is UCC?

I believe I received the same phone call. I think they just got our information from the forums member list. Did you get the information from them yet? The nice guy said he would email me the information and call me back in a week. I figured there was little harm in reading some information.

Report as inappropriate

xenopod 109 posts since
Dec 28, 2007

4. Re: Information on Lender Feb 21, 2008 5:23 PM

in response to: DomainDiva

What is the domain name you looked at?

Report as inappropriate

Lighthouse24 2,396 posts since
Oct 10, 2007

5. Re: Information on Lender Feb 21, 2008 5:59 PM

Fidelity Capital in Irvine CA is a legitimate equipment lease financing company, and seems to have a good rating and reputation (Hoovers listing, DUNS number, BBB member with only 3 complaints nationwide in the last 36 months, all with satisfactory resolutions). UCC information is public record, so I guess it would provide a good source for leads for someone in that business. That's about all the insight I can offer.

Report as inappropriate

xenopod 109 posts since
Dec 28, 2007

6. Re: Information on Lender Feb 21, 2008 6:08 PM

in response to: Lighthouse24

It is good to know they are a legitimate company and the other information you provided. Thank you for that.

Report as inappropriate

DomainDiva 1,732 posts since
Oct 10, 2007

7. Re: Information on Lender Feb 22, 2008 11:15 AM

in response to: Lighthouse24

They mailed me their loan application. It seemed really light. I asked for information on interest rates/terms/etc and they declined until I provided them with my bank and company info. The sales person I am dealing with said they would turn my request over to an analyst. I will keep everyone posted.

Report as inappropriate

DomainDiva 1,732 posts since
Oct 10, 2007

8. Re: Information on Lender Feb 22, 2008 11:29 AM

in response to: DomainDiva

FC1234 posting on this board as a member is the person who contacted me about a loan. I am not a happy Diva.

Report as inappropriate

Lighthouse24 2,396 posts since
Oct 10, 2007

9. Re: Information on Lender Feb 22, 2008 4:37 PM

in response to: DomainDiva

DDiva, that does sounds a little funky. You probably have it already, but if you want the basic info on the firm I looked up and was responding about yesterday, I'll be happy to send it to you (just e-mail me if you want it).

Report as inappropriate

Bank of America, N.A. Member FDIC. Equal Housing Lender

Bank of America is not responsible for user posts and other user content appearing on this website and does not endorse or guarantee the perspectives, the advice, the users, the businesses, or the products or services sold by any users or businesses that appear on this website.

ForumsFinancing Tips

This Question is Answered

Information on Lender

Feb 21, 2008 4:04 PM

More Like This

Most Recent Forum Posts

Legend