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I opened a Nationwide Insurance agency in 2006 and I am now looking to expand my practice by purchasing a book of business from a local independent agent. I am on track with my business plan but like most businesses I am showing a loss in the first 3 years. My credit is great but my debt to income ratio is not. I have a home equity line of credit but I would rather have a business line of credit or a small business loan. In order to purchase the independent book of business I need between $50,000 - $75,000. What is the best approach for obtaining a business line of credit for this amount? Will a bank allow me to open a business line of credit if my business is only 2 years old and is currently showing a loss?