Hello moogrdotcom,
We're talking about a bunch of different things here.
Authorize.net is a payment gateway only, not a payment processor. Auth.net works
with your payment processor..
Paypal is a quasi electronic payment processor with it's own built-in primitive gateway and shopping card solutions.
A good example of a "Shopping Cart" would be GoDaddy. They are only a Shopping cart,not a gateway, not a payment processor.
Remember, you need THREE separate and distinct providers in order to sell on the net:
1.) A gateway
2.) A shopping cart
3.) A merchant account
It's not uncommon for merchants to confuse one with the other...it IS very confusing
Innovative Merchant Solutions offers it's own proprietary gateway system. It works fine. The only problem I have with propretary anything is that it limits the merchant choices and forces him/her to use ALL of the various parts of the system regardless of whether or not the merchant likes the individual element or not.
I like choices: I'll use the gatetway system, shopping cart, and merchant processor that
I prefer, not what the packages forces me to use.--and if I don't like one or the other, I'll change interchangably without having to junk the entire infastructure and start from scratch.
If you need to discuss it some more, email me: amspcs@juno.com
Still want an Innovative Merchant account web solution with built-in gateway? Critique aside, it
does simplify things a lot. Paste the following to your browser, make sure you select the ecommerce option, and apply online:
https://merchant.intuit.com/signup/?b=ao319&p=bn2943
Good luck
Barry G
www.merchantservices-help.com