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32 Replies Last post: Jan 20, 2008 11:38 PM by alexeig

Authorize.net

Jan 10, 2008 12:48 AM

NatOnline 637 posts since
Oct 10, 2007

We offer Visa/Mastercards via Authorize.net, but we have the possibility to ad Discover and AMEX as well.

My question is do you think it worth to offer Discover and Amex via Authorize.net or via Paypal?

Thanks

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CorpCons08 1,127 posts since
Nov 14, 2007

1. Re: Authorize.net Jan 10, 2008 12:51 AM

Hmm.. I have never had a client use Discover, but always have AMEX.
What does the cost basis look like for each service?

CC08

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CorpCons08 1,127 posts since
Nov 14, 2007

2. Re: Authorize.net Jan 10, 2008 12:52 AM

Nevermind...you just wanted to know if it was worth adding.
Yes, it is worth adding the service.

CC08

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NatOnline 637 posts since
Oct 10, 2007

3. Re: Authorize.net Jan 10, 2008 12:54 AM

in response to: CorpCons08

Well If I remember correctly the fee application and percentage for discover is the higest.

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CorpCons08 1,127 posts since
Nov 14, 2007

4. Re: Authorize.net Jan 10, 2008 12:55 AM

in response to: NatOnline

If you can add AMEX without adding Discover that would be great.
Discover is really not worth having right now.
It would be like accepting Diners Club right now, it just isn't worth it.

CC08

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NatOnline 637 posts since
Oct 10, 2007

5. Re: Authorize.net Jan 10, 2008 1:04 AM

in response to: CorpCons08

I think I will ad this option to next spring, right now it is not worth it because we are in a low season.

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Lighthouse24 2,232 posts since
Oct 10, 2007

6. Re: Authorize.net Jan 10, 2008 1:05 AM

My opinion as a business owner and customer is: Amex yes, Discover no.

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CorpCons08 1,127 posts since
Nov 14, 2007

7. Re: Authorize.net Jan 10, 2008 1:21 AM

in response to: NatOnline

NatOnline,

I was reading about Discover Cards on Wikipedia.org.
Interestingly enough, Discover is starting to issue Debit Cards at Banks.

http://en.wikipedia.org/wiki/Discover_Card

CC08

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NatOnline 637 posts since
Oct 10, 2007

8. Re: Authorize.net Jan 10, 2008 2:10 AM

in response to: CorpCons08

Discover annual rate Oops 22.99%

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LUCKIEST 5,723 posts since
Aug 6, 2007

9. Re: Authorize.net Jan 10, 2008 8:37 AM

Nat, Go with AMEX, Love AMEX, Don't leave home without AMEX.
Suprised Discover is still around. LUCKIEST

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moogrdotcom 82 posts since
Dec 16, 2007

10. Re: Authorize.net Jan 10, 2008 8:56 AM

As a consumer i absolutely LOVE my discover card. It PAYS to discover. I mean, no other card gives me 12.9% interest rates with 5% cash back everywhere i shop. Get discover - give them a call when you get your account and discuss with them in how to join incentive programs if you wish. You too can be on the discover network.

AMEX is a double edged sword. Great for business users and expense users but my oh my they're QUICK TO CANCEL/CHARGEBACK and ALWAYS FIND ON BEHALF OF THE PURCHASER.

Get all cards and you will be happy. Discover may not be the most used but most merchants just charge a one time setup.

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DomainDiva 1,253 posts since
Oct 10, 2007

11. Re: Authorize.net Jan 10, 2008 10:16 AM

in response to: NatOnline

I have had some less than stellar experiences with Discover. We have already decided not to include that card in our online payment scheme.

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NatOnline 637 posts since
Oct 10, 2007

12. Re: Authorize.net Jan 10, 2008 10:45 AM

in response to: moogrdotcom

I agree with you about AMEX, they turned their back on me when I had a dispute.

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NatOnline 637 posts since
Oct 10, 2007

13. Re: Authorize.net Jan 10, 2008 10:47 AM

in response to: DomainDiva

Well I never had any problem with Discover as a card holder, but for merchant it seems expensive.

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NatOnline 637 posts since
Oct 10, 2007

14. Re: Authorize.net Jan 10, 2008 10:49 AM

in response to: LUCKIEST

Luckiest, I was talking about my merchant account, not credit cards

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This Question is Possibly Answered

Authorize.net

Jan 10, 2008 12:48 AM

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