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32 Replies Last post: Jan 20, 2008 11:38 PM by alexeig

Authorize.net

Jan 10, 2008 12:48 AM

Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
We offer Visa/Mastercards via Authorize.net, but we have the possibility to ad Discover and AMEX as well.

My question is do you think it worth to offer Discover and Amex via Authorize.net or via Paypal?

Thanks
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Click to view CorpCons08's profile Mogul CorpCons08 1,127 posts since
Nov 14, 2007
1. Re: Authorize.net Jan 10, 2008 12:51 AM
Hmm.. I have never had a client use Discover, but always have AMEX.
What does the cost basis look like for each service?

CC08
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Click to view CorpCons08's profile Mogul CorpCons08 1,127 posts since
Nov 14, 2007
2. Re: Authorize.net Jan 10, 2008 12:52 AM
Nevermind...you just wanted to know if it was worth adding.
Yes, it is worth adding the service.

CC08
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
3. Re: Authorize.net Jan 10, 2008 12:54 AM
in response to: CorpCons08
Well If I remember correctly the fee application and percentage for discover is the higest.
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Click to view CorpCons08's profile Mogul CorpCons08 1,127 posts since
Nov 14, 2007
4. Re: Authorize.net Jan 10, 2008 12:55 AM
in response to: NatOnline
If you can add AMEX without adding Discover that would be great.
Discover is really not worth having right now.
It would be like accepting Diners Club right now, it just isn't worth it.

CC08
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
5. Re: Authorize.net Jan 10, 2008 1:04 AM
in response to: CorpCons08
I think I will ad this option to next spring, right now it is not worth it because we are in a low season.
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Click to view Lighthouse24's profile Founders Lighthouse24 2,402 posts since
Oct 10, 2007
6. Re: Authorize.net Jan 10, 2008 1:05 AM

My opinion as a business owner and customer is: Amex yes, Discover no.
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Click to view CorpCons08's profile Mogul CorpCons08 1,127 posts since
Nov 14, 2007
7. Re: Authorize.net Jan 10, 2008 1:21 AM
in response to: NatOnline
NatOnline,

I was reading about Discover Cards on Wikipedia.org.
Interestingly enough, Discover is starting to issue Debit Cards at Banks.

http://en.wikipedia.org/wiki/Discover_Card

CC08
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
8. Re: Authorize.net Jan 10, 2008 2:10 AM
in response to: CorpCons08
Discover annual rate Oops 22.99% !
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Click to view LUCKIEST's profile SCORE LUCKIEST 8,136 posts since
Aug 6, 2007
9. Re: Authorize.net Jan 10, 2008 8:37 AM
Nat, Go with AMEX, Love AMEX, Don't leave home without AMEX.
Suprised Discover is still around. LUCKIEST
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Click to view moogrdotcom's profile Mogul moogrdotcom 82 posts since
Dec 16, 2007
10. Re: Authorize.net Jan 10, 2008 8:56 AM
As a consumer i absolutely LOVE my discover card. It PAYS to discover. I mean, no other card gives me 12.9% interest rates with 5% cash back everywhere i shop. Get discover - give them a call when you get your account and discuss with them in how to join incentive programs if you wish. You too can be on the discover network.

AMEX is a double edged sword. Great for business users and expense users but my oh my they're QUICK TO CANCEL/CHARGEBACK and ALWAYS FIND ON BEHALF OF THE PURCHASER.

Get all cards and you will be happy. Discover may not be the most used but most merchants just charge a one time setup.
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Click to view DomainDiva's profile Founders DomainDiva 1,763 posts since
Oct 10, 2007
11. Re: Authorize.net Jan 10, 2008 10:16 AM
in response to: NatOnline
I have had some less than stellar experiences with Discover. We have already decided not to include that card in our online payment scheme.
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
12. Re: Authorize.net Jan 10, 2008 10:45 AM
in response to: moogrdotcom
I agree with you about AMEX, they turned their back on me when I had a dispute.
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
13. Re: Authorize.net Jan 10, 2008 10:47 AM
in response to: DomainDiva
Well I never had any problem with Discover as a card holder, but for merchant it seems expensive.
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Click to view NatOnline's profile Mogul NatOnline 672 posts since
Oct 10, 2007
14. Re: Authorize.net Jan 10, 2008 10:49 AM
in response to: LUCKIEST
Luckiest, I was talking about my merchant account, not credit cards :-)
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