ForumsFinancing Tips

2001, Tell us more. What kind of business?? Is the business making money??
Do you have a Business or Marketing Plan?? Do you have an Accountant??
What are you bringing to the table for me to invest in??.
LUCKIEST (almost 2008)

dj, Thanks for sharing so much in your answer. Two suggestions.
1) there is a new posting that might help you by M financial "GET FLEXIBLE LONG TERM LOAN AT MERIT FINANCIAL SERVICES @ 2% INTEREST RATE" Be careful!
2) There is SCORE. SCORE helps people in business FREE, in person or online. They can help you develop a Business and Marketing Plan as well as 26 other online courses.
Good luck, LUCKIEST

I am meeting with a local attorney to discuss incorporating and a possible internet Direct Public Offering in 08'. I have considered and done most of the suggestions that you gave. My profits are low because I have returned every dime back into the business that is not absolutely critical to basic needs. We have cut our prices to compete with the big boys, but we offer a unique service by doing everything thus eliminating the need to round up a truck, a bunch of people to load and unload and then set up and then tear down and reload and then, return all items to merchant rented from. I deliver with an enclosed trailer, and basically all they have to do is tell me what and where they want everything. All they have to do is decorate, cater or bring the food to the site and put it in my food serving equipment, light the sternos, and the entertain thier guests. Thus "Bring your food and your guests, let us do the rest" We discourage rental of items only because we do try to keep our brand new equipment looking as elegant as possible while offering a low affordable price, so we can compete with the big boys. P & L will come to light this week as tax info is being completed as we speak to turn into a newly acquired cpa as the last one did not impress me at all. I provide personal custom service, you would think that a company covering several county area would provide a personal, custom service also. I was wrong ! I love all the good conversation. I never realized there are so many people that can and will help at the drop of a hat. Hope to hear from you soon. Thank You so much for the suggestions . djmandan2001 Check our website : www.djmandan.com all descriptions of our services are there. I don't know if it is elegantly presented or not. Any suggestions would be appreciated.

Thanks for the quick response. I realize that i need to charge for the services. In the same token, Grand Rental Station, a local /ace hdwr. and many just tent,table,chair companies are everywhere in my area. I am trying to cut my share out of the areas slow economy, I do charitable donations, with non-profits by cutting the price enough to cover expenses and a little, profit to get us out in front of whole towns in the way of festivals, holiday celebrations ect. I do functions for corporations, moose lodges, vfw, american legion posts. I am trying to put us in front of as many people as possible at the least expense. I do believe with a little guidance, which I do have a SCORE advisor also, I can turn this into what I know it can be. I have two major cities, Grand Rapids, and Lansing Michigan which I am situated in the middle of ( 30 miles either direction alot of towns inbetween ). So far I have landed events in every town within a 30 mile radius. Now I need to go for the motherload. Metro areas that provide many, many, more customers which have more money than the people in the oulaying areas where I live.

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Have you talked to Sweetex Loan. I noticed they posted on your question. I have been talking with them and
just curious if anyone has been funded by them.

Had a suggestion that worked for us. Have you tried getting supplier financing. Our carpentry business struggled with cash flow as we added more employees, built out our advertising, bought equipment etc. We were surprised to find that both our lumber yard and equipment supplier were willing to provide us with some financing beyond typical invoicing terms. You may want to go to your top suppliers and see if they can work with you to help you borrow through times when you have planned to have cash flow dip.