Rate Reduction Strategies That Work By amspcs Has this happened to you? A credit cards merchant account salesperson sold you on a really low credit card discount processing rate. You thought you negotiated a pretty good deal. But lo and behold, you realize that you're paying much more than expected! What happened? And what can you do about it? The culprit in the above scenario is merchant lack of understanding of "Interchange", the price structure of credit card transaction processing....