by amspcs In tough economic times, small businesses seek out ways to cut expenses. One of the best places to start is to lower the cost of credit card processing. Here are ten proven ideas that every merchant can and should implement. To learn more about each item, please refer to the resource links provided below. 1.) Minimize surcharges Circumventing terminal prompts such as bypassing Address Verification (AVS) or failing to settle batches properly cause transactions to downgrade to...

PCI Compliance If you don't understand the current Payment Card Industry guidelines for your business, you may be putting yourself and your customers at risk By Reed Richardson Over the past three decades, as our society has increasingly shifted toward one where both consumers and merchants prefer credit over cash (as a recent Visa commercial not so subtly pointed out), the threats from fraud have also radically increased. Gone are the days when criminals are satisfied with the paper bills...