by amspcs In tough economic times, small businesses seek out ways to cut expenses. One of the best places to start is to lower the cost of credit card processing. Here are ten proven ideas that every merchant can and should implement. To learn more about each item, please refer to the resource links provided below. 1.) Minimize surcharges Circumventing terminal prompts such as bypassing Address Verification (AVS) or failing to settle batches properly cause transactions to downgrade to...

Many small business owners wait until the end of the year to reevaluate the services they currently use and to decide what new services they are going to implement in the coming year. Here are some tips you can use to evaluate financial and insurance services for your business. By Chris Freeburn Payroll When you have employees who need to be paid, the one business function that must run error free is payroll. Accountants and companies like ADP or Paychex all offer the same basic services:...