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    <title>Home: Message List - Unsecured Credit Lines for existing and start up businesses</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 12 May 2009 15:35:24 GMT</pubDate>
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    <dc:date>2009-05-12T15:35:24Z</dc:date>
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    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70079&amp;amp;tstart=0#70079</link>
      <description>&lt;br /&gt;
Hi MDurbin, &lt;br /&gt;
&lt;br /&gt;
PLEASE DO NOT USE YOUR SSN# TO PERSONAL GUARANTEE ANY ACCOUNT YOU OPENED FOR BUSINESS!!!! YOU WANT TO KEEP THESE TWO SEPARATE AT ALL COST...IT WILL SAVE YOU A TON OF MONEY IN THE LONG RUN...&lt;u&gt;IF THE BUSINESS FAIL YOUR PERSONAL ASSETS ARE SAFE&lt;/u&gt;.....YOU CAN ALWAYS START OVER WITH A NEW TAX ID NUMBER ....THE LAST PERSON THAT HELPED ME BUILD BUSINESS CREDIT HAD 37 TAX ID #'S AT SOME POINT IN HIS LIFE....WE DO HAVE UP FRONT FEES BUT IT WILL SAVE YOU A WHOLE LOT ON THE OTHER END...EMAIL ME MIKE......... MHARDNETT@TITANICMGMT.COM&lt;br /&gt;
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      <pubDate>Tue, 12 May 2009 15:35:24 GMT</pubDate>
      <author>mike2all</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70079&amp;amp;tstart=0#70079</guid>
      <dc:date>2009-05-12T15:35:24Z</dc:date>
      <clearspace:dateToText>May 12, 2009 11:35 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70091&amp;amp;tstart=0#70091</link>
      <description>MDurbin, &lt;br /&gt;
&lt;br /&gt;
Hey how are you?Congrats on your new start up.&lt;br /&gt;
&lt;br /&gt;
If you are looking for credit building,Yes you can use your persoanl credit and no you dont have to.You can use your business credit to get finanaced so you can protect your personal credit in the long run.Protect your personal credit.&lt;br /&gt;
&lt;br /&gt;
KelaFund@gmail.com.</description>
      <pubDate>Tue, 12 May 2009 14:40:54 GMT</pubDate>
      <author>KelaFunds</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70091&amp;amp;tstart=0#70091</guid>
      <dc:date>2009-05-12T14:40:54Z</dc:date>
      <clearspace:dateToText>May 12, 2009 10:40 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70025&amp;amp;tstart=0#70025</link>
      <description>how does this credit building work? can this be done with personal credit so that i can obtain business start up loans</description>
      <pubDate>Mon, 11 May 2009 23:44:07 GMT</pubDate>
      <author>MDurbin</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=70025&amp;amp;tstart=0#70025</guid>
      <dc:date>2009-05-11T23:44:07Z</dc:date>
      <clearspace:dateToText>May 11, 2009 10:16 PM</clearspace:dateToText>
      <clearspace:replyCount>2</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69241&amp;amp;tstart=0#69241</link>
      <description>i can help you build credit in the business name only email me mhardnett@titanicmgmt.com for pricing</description>
      <pubDate>Sun, 03 May 2009 02:18:28 GMT</pubDate>
      <author>mike2all</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69241&amp;amp;tstart=0#69241</guid>
      <dc:date>2009-05-03T02:18:28Z</dc:date>
      <clearspace:dateToText>May 2, 2009 10:18 PM</clearspace:dateToText>
      <clearspace:replyCount>3</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54738&amp;amp;tstart=0#54738</link>
      <description>wats the scenario to secure a line of credit/loan for about $80k?my credit is pretty good(in the 780s) and i incorporated  a company since 2005.pls reply...olabans@yahoo.com</description>
      <pubDate>Fri, 02 Jan 2009 00:34:39 GMT</pubDate>
      <author>olabans1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54738&amp;amp;tstart=0#54738</guid>
      <dc:date>2009-01-02T00:34:39Z</dc:date>
      <clearspace:dateToText>Jan 1, 2009 10:08 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54559&amp;amp;tstart=0#54559</link>
      <description>Gentlemen:&lt;br /&gt;
&lt;br /&gt;
I am a  sole proprietor of a Real Estate Brokerage in Southern California, Murrieta, Temecula, Wildomar areas.  I am interested in creating a line of credit but my FICO is rather low and my credit poor.  What can I do?</description>
      <pubDate>Wed, 31 Dec 2008 04:19:31 GMT</pubDate>
      <author>financeminded</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54559&amp;amp;tstart=0#54559</guid>
      <dc:date>2008-12-31T04:19:31Z</dc:date>
      <clearspace:dateToText>Dec 30, 2008 11:19 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54541&amp;amp;tstart=0#54541</link>
      <description>I have a medical supply company and have been in business for almost 1 year. How do I get started without using my personal credit score? I was told it is best to establish business credit lines without it affecting my personal credit. I am incorporated (LLC) and have an FEIN, DUNS Number &amp;#38; Business License.&lt;br /&gt;
&lt;br /&gt;
Thank you for your help!</description>
      <pubDate>Wed, 31 Dec 2008 03:37:50 GMT</pubDate>
      <author>caringmedical</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54541&amp;amp;tstart=0#54541</guid>
      <dc:date>2008-12-31T03:37:50Z</dc:date>
      <clearspace:dateToText>Dec 30, 2008 10:37 PM</clearspace:dateToText>
      <clearspace:replyCount>4</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54526&amp;amp;tstart=0#54526</link>
      <description>I am looking for unsecured lines of credit and this is for a starting business. This is a two part type of business, one is for a cleaning service and the other is for my healthcare service. I am getting all my things in order to try and get things going and I have people thats' willing to work for me but I do not have the funds to pay them. If there is any information or any help that you give me or tell me about you may email me at prosperous_angels2008@yahoo.com or you can reach me 832-332-6896. Thank You in advance.&lt;br /&gt;
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Prosperous1</description>
      <pubDate>Wed, 31 Dec 2008 00:43:50 GMT</pubDate>
      <author>prosperous1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54526&amp;amp;tstart=0#54526</guid>
      <dc:date>2008-12-31T00:43:50Z</dc:date>
      <clearspace:dateToText>Dec 30, 2008 7:43 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54510&amp;amp;tstart=0#54510</link>
      <description>Hello there finsolamerica,  &lt;br /&gt;
&lt;br /&gt;
Do you also work with clients wanting to start a healthcare business if so please tell me more&lt;br /&gt;
&lt;br /&gt;
Thank you&lt;br /&gt;
Healthcare08</description>
      <pubDate>Tue, 30 Dec 2008 22:52:35 GMT</pubDate>
      <author>healthcare08</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=54510&amp;amp;tstart=0#54510</guid>
      <dc:date>2008-12-30T22:52:35Z</dc:date>
      <clearspace:dateToText>Dec 30, 2008 5:52 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Unsecured Credit Lines for existing and start up businesses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39225&amp;amp;tstart=0#39225</link>
      <description>My email address is mjandfamily4him@hotmail.com.  &lt;br /&gt;
&lt;br /&gt;
Thanks.</description>
      <pubDate>Sun, 14 Sep 2008 04:46:39 GMT</pubDate>
      <author>dadinvestment</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39225&amp;amp;tstart=0#39225</guid>
      <dc:date>2008-09-14T04:46:39Z</dc:date>
      <clearspace:dateToText>Sep 14, 2008 12:46 AM</clearspace:dateToText>
    </item>
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