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    <title>Home: Message List - Workers Comp, Insurance, and the Cost Benefits of Safety</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/legalandinsurance?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 23 Sep 2008 00:47:26 GMT</pubDate>
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    <dc:date>2008-09-23T00:47:26Z</dc:date>
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    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=40453&amp;amp;tstart=0#40453</link>
      <description>I will be happy to provide suggestions and information for free...having been in the safety field for a while, I will also be happy to email you any training materials I have established for FREE!  My main goal is SAFETY, not any financial gains. My email is samfortenberry@cableone.net.&lt;br /&gt;
I have almost any type of training materials you will probably ever need, not ALL, but most. &lt;br /&gt;
Have a safe day!&lt;br /&gt;
Safety Sam&lt;br /&gt;
"Good leadership involves responsibility to the welfare&lt;br /&gt;
of the group, which means that some people will get angry&lt;br /&gt;
at your actions and decisions. It's inevitable, if you're honorable."&lt;br /&gt;
-(Ret) Gen Colin Powell</description>
      <pubDate>Tue, 23 Sep 2008 00:47:26 GMT</pubDate>
      <author>safetysam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=40453&amp;amp;tstart=0#40453</guid>
      <dc:date>2008-09-23T00:47:26Z</dc:date>
      <clearspace:dateToText>Sep 22, 2008 8:47 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39913&amp;amp;tstart=0#39913</link>
      <description>check with RIMS too</description>
      <pubDate>Thu, 18 Sep 2008 19:23:53 GMT</pubDate>
      <author>crossfoot8</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39913&amp;amp;tstart=0#39913</guid>
      <dc:date>2008-09-18T19:23:53Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 3:23 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39912&amp;amp;tstart=0#39912</link>
      <description>looking for AZ gal reply&lt;br /&gt;
&lt;br /&gt;
also candyman in Scottsdale&lt;br /&gt;
&lt;br /&gt;
Rich &lt;br /&gt;
815-347-6377</description>
      <pubDate>Thu, 18 Sep 2008 19:22:51 GMT</pubDate>
      <author>crossfoot8</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39912&amp;amp;tstart=0#39912</guid>
      <dc:date>2008-09-18T19:22:51Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 3:22 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39845&amp;amp;tstart=0#39845</link>
      <description>As I mentioned previously.  We are a safety consulting and engineering firm. (I wrote the above article)  You can email me at rftilley(at)safetekusa.com or call me directly at 202-506-8779 and I will be happy to help you out.</description>
      <pubDate>Thu, 18 Sep 2008 16:20:04 GMT</pubDate>
      <author>SafeTekUSA</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39845&amp;amp;tstart=0#39845</guid>
      <dc:date>2008-09-18T16:20:04Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 12:20 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39844&amp;amp;tstart=0#39844</link>
      <description>Your general liability carrier might be able to assist you with drafting a safety program.  The OSHA website is another good resource for information.</description>
      <pubDate>Thu, 18 Sep 2008 16:19:13 GMT</pubDate>
      <author>green.ins</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39844&amp;amp;tstart=0#39844</guid>
      <dc:date>2008-09-18T16:19:13Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 12:19 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39834&amp;amp;tstart=0#39834</link>
      <description>&lt;br /&gt;
Hi everyone.&lt;br /&gt;
I was asking where a small company starts/goes for information on getting a safety program together.&lt;br /&gt;
I don't need insurance we have insurance.&lt;br /&gt;
We need to get a safety manual together/ safety program together.</description>
      <pubDate>Thu, 18 Sep 2008 16:07:48 GMT</pubDate>
      <author>ARIZONAGAL1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39834&amp;amp;tstart=0#39834</guid>
      <dc:date>2008-09-18T16:07:48Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 12:07 PM</clearspace:dateToText>
      <clearspace:replyCount>3</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39841&amp;amp;tstart=0#39841</link>
      <description>It depends a lot on the state in whch you plan to operate.  Will you have subcontracted cost?  In the event of an injury, could the work comp court view those subcontracted services as employee payroll?  Oklahoma has a 'test' to determine independent contractor status and contrary to popular belief, the method of payment (1099 vs. W-2) has very little to do with determining the status.  I'd be happy to talk to you.  Jason at 405/973-1735 or jason@ticokc.com.</description>
      <pubDate>Thu, 18 Sep 2008 15:44:54 GMT</pubDate>
      <author>green.ins</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39841&amp;amp;tstart=0#39841</guid>
      <dc:date>2008-09-18T15:44:54Z</dc:date>
      <clearspace:dateToText>Sep 18, 2008 11:44 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39758&amp;amp;tstart=0#39758</link>
      <description>A good independent agent may help you.&lt;br /&gt;
&lt;br /&gt;
Workers Comp is worth it for most businesses---&lt;br /&gt;
&lt;br /&gt;
and if you need a CPA give me a call.&lt;br /&gt;
&lt;br /&gt;
R Evans CPA&lt;br /&gt;
815-347-6377</description>
      <pubDate>Thu, 18 Sep 2008 02:55:10 GMT</pubDate>
      <author>crossfoot8</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39758&amp;amp;tstart=0#39758</guid>
      <dc:date>2008-09-18T02:55:10Z</dc:date>
      <clearspace:dateToText>Sep 17, 2008 10:55 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39757&amp;amp;tstart=0#39757</link>
      <description>safety goes in cycles too  When times are tough, true colors show management commitment to safety.&lt;br /&gt;
&lt;br /&gt;
Cost of a claim and cost ot society and lost productivity not to mention impact on families&lt;br /&gt;
are all in the equation.&lt;br /&gt;
&lt;br /&gt;
R Evans CPA Risk Manager</description>
      <pubDate>Thu, 18 Sep 2008 02:53:32 GMT</pubDate>
      <author>crossfoot8</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39757&amp;amp;tstart=0#39757</guid>
      <dc:date>2008-09-18T02:53:32Z</dc:date>
      <clearspace:dateToText>Sep 17, 2008 10:53 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Workers Comp, Insurance, and the Cost Benefits of Safety</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39239&amp;amp;tstart=0#39239</link>
      <description>Feel free to give my office a call. We will be more then happy to give you a quote and point you in the right direction. The contact number is 520-529-7433 and ask for Jeff.</description>
      <pubDate>Sun, 14 Sep 2008 15:43:45 GMT</pubDate>
      <author>insurancepro1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39239&amp;amp;tstart=0#39239</guid>
      <dc:date>2008-09-14T15:43:45Z</dc:date>
      <clearspace:dateToText>Sep 14, 2008 11:43 AM</clearspace:dateToText>
    </item>
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