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    <title>Home: Message List - Looking for business credit line</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Mon, 08 Sep 2008 14:30:08 GMT</pubDate>
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    <dc:date>2008-09-08T14:30:08Z</dc:date>
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    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=38367&amp;amp;tstart=0#38367</link>
      <description>Luckiest , yes I have an accountant , yes I have tax returns , and I want a line of credit not for any certain time , just to have incase somebody doesnt pay me then its there. Or either to pay everything at the beginning of the month. I do not like waiting 45 days to get a check , after I have been told it will be here in 15days. Once I get to that point I have no choice but to file a lien against there property. I dont like doing that , I understand banks hold up the process sometimes but they dont pay my bills or feed my kids so ..... thats why I want it. The next thing is its getting time to upgrade equpt. and I dont want to use my personal credit nomore , i have been in business 9 years ( i know i am not a major corp.company ) but i have paid back a loan of over 245,000.00 to the bank for the business, personaly guarantee, not to mention we bought a peice of equipt. and did the same thing , I think i have showed that our business can pay the money back ,I want to purchase a new company truck , its that time. This business has been going since 1974 pretty strong , and still going .... however i would love to expand into other states around me ,but i new eqiupt. and so on. So if you know you can help that would be great. &lt;br /&gt;
Amy</description>
      <pubDate>Mon, 08 Sep 2008 13:42:15 GMT</pubDate>
      <author>sheababie</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=38367&amp;amp;tstart=0#38367</guid>
      <dc:date>2008-09-08T13:42:15Z</dc:date>
      <clearspace:dateToText>Sep 8, 2008 10:30 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37789&amp;amp;tstart=0#37789</link>
      <description>I am looking to have a line of credit of at least three months of what I pay out so if anything ever happens I will have at least that. Yes i do have tax returns and accountant . I bring in a year close to and sometimes more 400,000.00 a year. We are a strong business , everybody knows us, county , city , but we some of my contractors hold me up because the bank hasnt done this or that , its starts to stress me out , cause no matter what my stuff come due 30 days period. however I make it work , i dont like it , but i do , thats one reason for credit line. Of course during the rain , winter , you dont work . I would be glad to sit talk and give any details needed to some one who can seriously help me , Thank you so much for telling me some information that would be helpful for me. My email is specialtyseptic@yahoo.com  , if you want to send me a name and number to where i can talk to you and give you the information that would be great. Thanks so much Amy</description>
      <pubDate>Thu, 04 Sep 2008 11:29:43 GMT</pubDate>
      <author>sheababie</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37789&amp;amp;tstart=0#37789</guid>
      <dc:date>2008-09-04T11:29:43Z</dc:date>
      <clearspace:dateToText>Sep 4, 2008 7:29 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37756&amp;amp;tstart=0#37756</link>
      <description>&lt;br /&gt;
We can definitely provide what you are looking for.  Please email your contact information to us at your convenience and we will forward the information for your review.&lt;br /&gt;
&lt;p /&gt;
&lt;p /&gt;
&lt;br /&gt;
FINANCE SOLUTIONS OF AMERICA, LLC&lt;br /&gt;
&lt;p /&gt;
TEL:  954-734-9669&lt;br /&gt;
&lt;p /&gt;
EMAIL:    finsolamerica@gmail.com</description>
      <pubDate>Thu, 04 Sep 2008 03:43:38 GMT</pubDate>
      <author>finsolamerica</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37756&amp;amp;tstart=0#37756</guid>
      <dc:date>2008-09-04T03:43:38Z</dc:date>
      <clearspace:dateToText>Sep 3, 2008 11:43 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37737&amp;amp;tstart=0#37737</link>
      <description>&lt;b&gt;Looking for business credit line, Welcome&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Tell me more. How large a business line of credit?? For How long??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Do you have an Accountant??  Prior year tax returns I can see??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Have you spoken to your banker??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Good luck, LUCKIEST&lt;/b&gt;</description>
      <pubDate>Thu, 04 Sep 2008 00:56:12 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37737&amp;amp;tstart=0#37737</guid>
      <dc:date>2008-09-04T00:56:12Z</dc:date>
      <clearspace:dateToText>Sep 3, 2008 8:56 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37715&amp;amp;tstart=0#37715</link>
      <description>I see you are a septic tank company.  In today's economy, it is difficult to receive funding witout collateral.  A Merchant Advance is a way to receive working capitol without attaching any collateral, and without a credit check.  As long as you meet the requirements, there is a 98% approval rate.  &lt;br /&gt;
&lt;br /&gt;
The requirements are:&lt;br /&gt;
&lt;br /&gt;
Been in business for over 4 months, your company has been in business much longer, so your qualified&lt;br /&gt;
Do you average at least $5000 in credit card sales a month?&lt;br /&gt;
Are you current on your lease or mortgage?&lt;br /&gt;
Have no open bankruptcies?&lt;br /&gt;
&lt;br /&gt;
That's it.  If you would like to go over it further, fell free to contact me: cblack@m-o-minc.com, (866) 942-9199 ext 223.  You can also visit our wesite: www.ourbusinessloan.com.&lt;br /&gt;
&lt;br /&gt;
Chris Black&lt;br /&gt;
Making Obstacles Manageable</description>
      <pubDate>Wed, 03 Sep 2008 23:38:29 GMT</pubDate>
      <author>Chris_Black</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37715&amp;amp;tstart=0#37715</guid>
      <dc:date>2008-09-03T23:38:29Z</dc:date>
      <clearspace:dateToText>Sep 3, 2008 7:38 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37714&amp;amp;tstart=0#37714</link>
      <description>sheababie,&lt;br /&gt;
&lt;br /&gt;
Good afternoon, hope all is well. Can you tell us a bit more about your business? You mentioned a line of credit. How much are you looking for?</description>
      <pubDate>Wed, 03 Sep 2008 23:17:03 GMT</pubDate>
      <author>Fortis</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37714&amp;amp;tstart=0#37714</guid>
      <dc:date>2008-09-03T23:17:03Z</dc:date>
      <clearspace:dateToText>Sep 3, 2008 7:17 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Looking for business credit line</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37726&amp;amp;tstart=0#37726</link>
      <description>I am looking for a business line of credit without attaching my personal information to it. We have been in business for 9 years ,and before we bought it , it was started in 1974 and still going strong. I have a great business credit score . We would like to use it for cash flow , and to expand our business to other states. If you could help me or give me information that would be great. Thank you for your input.</description>
      <pubDate>Wed, 03 Sep 2008 22:43:07 GMT</pubDate>
      <author>sheababie</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=37726&amp;amp;tstart=0#37726</guid>
      <dc:date>2008-09-03T22:43:07Z</dc:date>
      <clearspace:dateToText>Sep 3, 2008 6:43 PM</clearspace:dateToText>
      <clearspace:replyCount>6</clearspace:replyCount>
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