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    <title>Home: Message List - Need a loan or a credit card for my business</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Sun, 14 Sep 2008 22:17:36 GMT</pubDate>
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    <dc:date>2008-09-14T22:17:36Z</dc:date>
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    <item>
      <title>Re: Need a loan or a credit card for my business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39259&amp;amp;tstart=0#39259</link>
      <description>&lt;br /&gt;
I see you have a good credit score have you applied and been rejected for a card? If you need a higher score maybe we can help in as little as 7 to 10 days and also help you apply for the right card. call us at 1(877) 47-Fresh or visit us online at www.fscorponline.com .</description>
      <pubDate>Sun, 14 Sep 2008 19:55:52 GMT</pubDate>
      <author>credittalk</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=39259&amp;amp;tstart=0#39259</guid>
      <dc:date>2008-09-14T19:55:52Z</dc:date>
      <clearspace:dateToText>Sep 14, 2008 6:17 PM</clearspace:dateToText>
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    <item>
      <title>Re: Need a loan or a credit card for my business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35414&amp;amp;tstart=0#35414</link>
      <description>Need a loan or a credit card for my business, Welcome&lt;br /&gt;
&lt;br /&gt;
Thanks for sharing so much. A Credit Card seems easy to get. At most of the Airports, United has booths looking to give you a credit card. I get a new one every time I wait in Chicago for my flight.&lt;br /&gt;
&lt;br /&gt;
Just moved to Las Vegas from Hawaii. We started a Travel Agency in&lt;br /&gt;
Hawaii and moved it here to Las Vegas with us. &lt;br /&gt;
We just started a pool&lt;br /&gt;
and spa cleaning business here in Las Vegas. &lt;br /&gt;
We are looking for ways to&lt;br /&gt;
grow both business.&lt;br /&gt;
&lt;br /&gt;
Have you developed a Business and Marketing Plan that can help you grow.&lt;br /&gt;
Do you know about SCORE. SCORE is FREE and again can help you grow.&lt;br /&gt;
&lt;br /&gt;
Good luck, LUCKIEST</description>
      <pubDate>Sat, 16 Aug 2008 11:16:08 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35414&amp;amp;tstart=0#35414</guid>
      <dc:date>2008-08-16T11:16:08Z</dc:date>
      <clearspace:dateToText>Aug 18, 2008 9:36 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Need a loan or a credit card for my business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35492&amp;amp;tstart=0#35492</link>
      <description>Hi Pool - Your credit score does not seem terrible, so I wouldn't say its hopeless, especially for $5k.  Try your local community bank.  Without seeing your businesses financials, I can't say for sure that they'll approve you, but they be more willing to listen.  If the bank route doesn't work out for you, perhaps you can consider a peer-to-peer lending network (like prosper.com), a home equity loan, or even friends/Family.  &lt;br /&gt;
&lt;br /&gt;
You mention you need the loan for working capital to grow your business.  Can you elaborate?</description>
      <pubDate>Sun, 17 Aug 2008 03:01:49 GMT</pubDate>
      <author>Milleisen</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35492&amp;amp;tstart=0#35492</guid>
      <dc:date>2008-08-17T03:01:49Z</dc:date>
      <clearspace:dateToText>Aug 18, 2008 9:32 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Need a loan or a credit card for my business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35403&amp;amp;tstart=0#35403</link>
      <description>What does your business do?Travel Agency (Destination Weddings,Honeymoons,Vacation Packages)&lt;br /&gt;
How long have you been in business? 2 years&lt;br /&gt;
How much money do you need, and what will you use it for? 5,000.00, working captial. I am looking to expand my travel agency.&lt;br /&gt;
Have you been turned down by a bank for your request? If so, why? I have been turned down due to my personal credit.&lt;br /&gt;
What is your personal credit score?656</description>
      <pubDate>Sat, 16 Aug 2008 05:26:07 GMT</pubDate>
      <author>poolandspa</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=35403&amp;amp;tstart=0#35403</guid>
      <dc:date>2008-08-16T05:26:07Z</dc:date>
      <clearspace:dateToText>Aug 16, 2008 4:22 AM</clearspace:dateToText>
      <clearspace:replyCount>7</clearspace:replyCount>
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