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    <title>Home: Message List - Refinancing your home???</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
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    <pubDate>Thu, 23 Oct 2008 02:35:25 GMT</pubDate>
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    <dc:date>2008-10-23T02:35:25Z</dc:date>
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      <title>Re: Refinancing your home???</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=44374&amp;amp;tstart=0#44374</link>
      <description>I tend to disagree. Any reputable mortgage lender or broker should provide you with a break-even analysis that details the total cost of refinancing. This analysis should clearly determine exactly when your new savings will exceed the cost of refinancing. Armed with this knowledge, a homeowner can then make the decision if they plan to remain in their home and mortgage for the amount of time necessary to realize a savings from the refinancing. Properly presented, the numbers will speak for themselves.&lt;br /&gt;
&lt;br /&gt;
Diamond&lt;br /&gt;
www.DFCorp.com</description>
      <pubDate>Thu, 23 Oct 2008 02:35:25 GMT</pubDate>
      <author>DiamondVLO</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=44374&amp;amp;tstart=0#44374</guid>
      <dc:date>2008-10-23T02:35:25Z</dc:date>
      <clearspace:dateToText>Oct 22, 2008 10:35 PM</clearspace:dateToText>
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    <item>
      <title>Refinancing your home???</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=27050&amp;amp;tstart=0#27050</link>
      <description>Is anybody refinancing their home? Did you know that refinancing causes you to make thousands upon thousands of dollars extra in unnecessary payments on your mortgage? We are offering a free download of our software that will analyze your mortgage and show you exactly how much money you can save by NOT refinancing your home. It's probably at least $50K of your hard earned money that has been literally taken away from you.&lt;br /&gt;
&lt;br /&gt;
Creative Deals LLC&lt;br /&gt;
www.creativedeals.info</description>
      <pubDate>Thu, 29 May 2008 21:48:13 GMT</pubDate>
      <author>coinneseur</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=27050&amp;amp;tstart=0#27050</guid>
      <dc:date>2008-05-29T21:48:13Z</dc:date>
      <clearspace:dateToText>May 29, 2008 5:48 PM</clearspace:dateToText>
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