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    <title>Home: Message List - Need</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 20 May 2008 00:52:01 GMT</pubDate>
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    <dc:date>2008-05-20T00:52:01Z</dc:date>
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    <item>
      <title>Re: Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25926&amp;amp;tstart=0#25926</link>
      <description>what is the difference between having a line of credit on credit card sales and freight deliveries?  just because you do 20,000 i credit card sales this month, that does not mean you'll do the same next month.  I see credit card sales advance, but what i do is long haul freight deliveries.  we gross approx. 24,000 each month.  i'm trying to expand and need a $100,000 line of credit.   i can show each month sales of 24,000 dollars?  if you all don't do it, then do you know any body who will?&lt;br /&gt;
&lt;br /&gt;
thanks</description>
      <pubDate>Tue, 20 May 2008 00:52:01 GMT</pubDate>
      <author>suzanne243</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25926&amp;amp;tstart=0#25926</guid>
      <dc:date>2008-05-20T00:52:01Z</dc:date>
      <clearspace:dateToText>May 19, 2008 8:52 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25892&amp;amp;tstart=0#25892</link>
      <description>Hi!&lt;br /&gt;
&lt;br /&gt;
How much capital are you looking for?&lt;br /&gt;
&lt;br /&gt;
If you accept credit cards in your business , we can help you. We give advances against your future receipts.&lt;br /&gt;
&lt;br /&gt;
See my wbsite for full details.&lt;br /&gt;
&lt;br /&gt;
WWW.businessloansfast.net&lt;br /&gt;
&lt;p /&gt;
Joe&lt;br /&gt;
&lt;br /&gt;
Richton Funding&lt;br /&gt;
&lt;br /&gt;
718-692-cash</description>
      <pubDate>Mon, 19 May 2008 22:14:43 GMT</pubDate>
      <author>MRFINANCE</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25892&amp;amp;tstart=0#25892</guid>
      <dc:date>2008-05-19T22:14:43Z</dc:date>
      <clearspace:dateToText>May 19, 2008 6:14 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25891&amp;amp;tstart=0#25891</link>
      <description>Thanks.  My business is at Frederick, Maryland.  I have to grow my business and introduce few new products and services to make it profitable.  It is in good location, growing community.  I will also look into SCORE.</description>
      <pubDate>Mon, 19 May 2008 20:54:36 GMT</pubDate>
      <author>ship3141</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25891&amp;amp;tstart=0#25891</guid>
      <dc:date>2008-05-19T20:54:36Z</dc:date>
      <clearspace:dateToText>May 19, 2008 4:54 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25904&amp;amp;tstart=0#25904</link>
      <description>&lt;b&gt;Need, Welcome to this web site.&lt;/b&gt; &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;I need more info. Where are you, like city and state?? Do you have a lease?? And for&lt;/b&gt; &lt;br /&gt;
&lt;b&gt;how long?? Have you registered the business and have a federal I D Number??&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;Do you have an Accountant?? How is your Cash Flow??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Mergent is so right.&lt;/b&gt; One of the main things a lender is going to look for is a business&lt;br /&gt;
plan, &lt;br /&gt;
and WHEN you intend to pay the loan back.&lt;br /&gt;
&lt;br /&gt;
How much are you looking for?? and How long??&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Do you know about SCORE?? SCORE is FREE, LUCKIEST&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;LUCKIEST&lt;/b&gt;</description>
      <pubDate>Mon, 19 May 2008 19:46:34 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25904&amp;amp;tstart=0#25904</guid>
      <dc:date>2008-05-19T19:46:34Z</dc:date>
      <clearspace:dateToText>May 19, 2008 3:46 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25903&amp;amp;tstart=0#25903</link>
      <description>Ship3141, &lt;br /&gt;
&lt;br /&gt;
Mailing is a VERY profitable business. One of the main things a lender is going to look for is a business plan, or a plan on how you intend to pay the loan back. At the very least, it is going to give you a roadmap for success. &lt;br /&gt;
&lt;br /&gt;
At Mergent we write investor ready business plans that are in the prefered format, and we also have a network of lenders that we work with. &lt;br /&gt;
&lt;br /&gt;
Give me a call at 702-538-1798, as I work with a few lenders who may be able to help you, and I have some questions to ask you and see what we can come up with. &lt;br /&gt;
&lt;br /&gt;
Best Regards, &lt;br /&gt;
&lt;br /&gt;
Brian Mosko&lt;br /&gt;
Mergent Planning&lt;br /&gt;
702-538-1798&lt;br /&gt;
brian@mergentplanning.com</description>
      <pubDate>Mon, 19 May 2008 19:30:26 GMT</pubDate>
      <author>Mergent</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25903&amp;amp;tstart=0#25903</guid>
      <dc:date>2008-05-19T19:30:26Z</dc:date>
      <clearspace:dateToText>May 19, 2008 3:30 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Need</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25902&amp;amp;tstart=0#25902</link>
      <description>Hi, I bought a small mailing store 4 months back.  Need a loan to improve the business and also pay off my home equity loan.  This is a new venture for me, I have to learn a lot.  I am a very hard worker and determined to do better in one year and paying off the loan in 5 years.  Any suggestion where I can get some private funds.  Thanks</description>
      <pubDate>Mon, 19 May 2008 19:12:42 GMT</pubDate>
      <author>ship3141</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25902&amp;amp;tstart=0#25902</guid>
      <dc:date>2008-05-19T19:12:42Z</dc:date>
      <clearspace:dateToText>May 19, 2008 3:12 PM</clearspace:dateToText>
      <clearspace:replyCount>5</clearspace:replyCount>
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