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    <title>Home: Message List - need help</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/startingabusiness?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Mon, 19 May 2008 00:34:39 GMT</pubDate>
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    <dc:date>2008-05-19T00:34:39Z</dc:date>
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    <item>
      <title>Re: need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25840&amp;amp;tstart=0#25840</link>
      <description>D &amp;#38; B is all you need.  You'd be better of using only cash and no debt, especially as commodities rise and the uncertainty of things.  Cash is king and debt is for losers.</description>
      <pubDate>Mon, 19 May 2008 00:34:39 GMT</pubDate>
      <author>DCPJR1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25840&amp;amp;tstart=0#25840</guid>
      <dc:date>2008-05-19T00:34:39Z</dc:date>
      <clearspace:dateToText>May 18, 2008 8:34 PM</clearspace:dateToText>
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    <item>
      <title>Re: need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25495&amp;amp;tstart=0#25495</link>
      <description>&lt;b&gt;OOPS! Please forgive my last replys mistake of mentioning Dunn &amp;#38; Bradstreet, yes I had it backwards as I was writing it I was distracted.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;Sorry.&lt;/b&gt;</description>
      <pubDate>Wed, 14 May 2008 22:30:21 GMT</pubDate>
      <author>EL_DollarShop</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25495&amp;amp;tstart=0#25495</guid>
      <dc:date>2008-05-14T22:30:21Z</dc:date>
      <clearspace:dateToText>May 14, 2008 6:30 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25479&amp;amp;tstart=0#25479</link>
      <description>&lt;b&gt;What jasoncole's last post displayed was that he did not understand whom or what I was talking about.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Building business credit is not a overnight thing where you just pay Brads &amp;#38; DunsStreet to get the credit you need, when actually they do not even provide a credit rateing other than copliant or not, and do not assist in obtaining vendor credit . It's about building what you have and making it better!&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;_Business Credit Services Inc. _does alot more than just build someones credit, they help you build your own credit, as well as form a corporation, stay in compliance, and go thru the proper tiers of business credit you need to help make your business thrive.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;The above metioned service jasoncole metioned is also part of what _Business credit services Inc. _does, but they dont stop there either becuase there is a lot more avenues you need to be in good standing with.&lt;/b&gt; &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Check out the SBA, and they'll tell you that there is a lot of things you should do for business. Not just pay a single high rated corprate business for services because they are not the only ones looking at you that you want to look good for to obtain the credit you desire.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;The SBA is a great source to gain info into what I breifly discussed, SCORE is another free source that is there to help you.&lt;/b&gt;</description>
      <pubDate>Wed, 14 May 2008 22:23:14 GMT</pubDate>
      <author>EL_DollarShop</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25479&amp;amp;tstart=0#25479</guid>
      <dc:date>2008-05-14T22:23:14Z</dc:date>
      <clearspace:dateToText>May 14, 2008 6:23 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25476&amp;amp;tstart=0#25476</link>
      <description>Dont waste money on business that claim to build business credit. Spend the 300$ to 600$ on Dunn&amp;#38; Bradstreet services. You can register the vendors you already use and inside a week have a positive business credit rating. &lt;br /&gt;
&lt;br /&gt;
Good Luck!</description>
      <pubDate>Wed, 14 May 2008 20:26:23 GMT</pubDate>
      <author>jasoncole</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25476&amp;amp;tstart=0#25476</guid>
      <dc:date>2008-05-14T20:26:23Z</dc:date>
      <clearspace:dateToText>May 14, 2008 4:26 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25409&amp;amp;tstart=0#25409</link>
      <description>I think the link below might be just what your looking for, they helped, and are still helping me now build my business credit. Since you sort of have things on a established business side, your ready for the next step.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Business Credit Services Inc.&lt;/b&gt; will get you the rest of the way trust me on this one.&lt;br /&gt;
Try this link I provided, and see for yourself, they will help you in so many ways!&lt;br /&gt;
&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.bcscredit.com%2F&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.bcscredit.com/&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
Good Luck!</description>
      <pubDate>Wed, 14 May 2008 16:53:57 GMT</pubDate>
      <author>EL_DollarShop</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25409&amp;amp;tstart=0#25409</guid>
      <dc:date>2008-05-14T16:53:57Z</dc:date>
      <clearspace:dateToText>May 14, 2008 12:53 PM</clearspace:dateToText>
    </item>
    <item>
      <title>need help</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25381&amp;amp;tstart=0#25381</link>
      <description>My name is joseph, and i have a home movie theater and basement building construction company. I am so nervous about my business credit. I have insurance and ein and also i am registered. I also have business bank account and i think just about everything i need. I just dont know how to build my credit for the business. I have tried looking for secured credit cards but i dont know if that the right thing. Can someone please shed some light on me. Thanks&lt;br /&gt;
PS, I just got approved for my business cell phone with a 100 dollar deposit. Should i have done that???</description>
      <pubDate>Wed, 14 May 2008 12:07:20 GMT</pubDate>
      <author>endsmeat</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25381&amp;amp;tstart=0#25381</guid>
      <dc:date>2008-05-14T12:07:20Z</dc:date>
      <clearspace:dateToText>May 14, 2008 8:35 AM</clearspace:dateToText>
      <clearspace:replyCount>5</clearspace:replyCount>
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