Home: Message List - Business Outgrowing us-Need Investors or Loan

Re: Business Outgrowing us-Need Investors or Loan

Marcellus — Tue, 26 May 2009 22:11:14 GMT

Funny that many people are willing to help you but not addressing the problem. As an expert on credit management, I like to give you my opinion.

This seem a typical growth related / cash flow / financing problem. The run a sustainable business you need two things:

1) profitable sales (rembeber: profit is not cash, just as sales is not profit and not cash either)
2) positive cash flow (cash inflow > cash outflow in a given period of time)

Remember: cash (in and out) flow can come from 3 sources: operational, investments and financial.

If we focus on the operational side of the business, you can improve your cash by applying sound credit management / credit policies. So look at the risk and value of your current customers. What is the term of payment and how well do they pay you? If need, you analyze why your customers don't pay you in time. This a process which takes time before you start to see the effects. Furthermore you may look at other working capital components (accounts payable and inventory). Maybe there is some room for negotiation on terms or discounts. In the long run it will be beneficial for your operational results.

Then you have strong growth. Growth often implies investments (cash out) which mostly requires financing. So if banks are not willing to lend you money, then probably something is wrong with your cash flow development. You negative rating will certainly not be the only reason. One advice for the mid/long term: build a good relationship with you bank.

So investigate this first, find answers and see what you really need to improve your business performance / cash flow / financing needs.

Kind regards,

Marcel Wiedenbrugge
marcel.wiedenbrugge@gmail.com

Re: Business Outgrowing us-Need Investors or Loan

ggoodard — Tue, 19 May 2009 12:54:25 GMT

Please feel free to contact me. ggoodard@aol.com

Re: Business Outgrowing us-Need Investors or Loan

rouldph — Fri, 15 May 2009 04:37:09 GMT

You can go to my site where we have a place to fill out an app, with Wirth Credit they my help you
stiltechco.us look under where it says on the home page Customer Vendor Programs Available
Contact Wirth Business Credit.

This shoul help you!

Re: Business Outgrowing us-Need Investors or Loan

Bridge — Tue, 10 Jun 2008 13:23:59 GMT

Why isn't your company generating enough cash flow to let you grow?

I would suggest that if you have that many overbooking, you might want to consider raising your prices - I know your costs have gone up with gas prices.

If you rasie your prices a bit, you might lose some customers, but you can't service them now anyway. You will generate more profit on less work and will be able to finance your growth yourself with our extra cash flow.

Re: Business Outgrowing us-Need Investors or Loan

Metamorf — Tue, 10 Jun 2008 04:54:56 GMT

Hello,

My name is Patrick Walker director of sales for Metamorf Technologies based in the national capitol region MD/DC/VA. we do provide loans and funding but its for technology but I believe I have a business oppurtunity that may help generate revenue for your company please contact me via email calvin@metamorfs.com or provide me with your email so I can send additional information about this great oppurtunity

call 202-256-0708

Thank you

Best Regards

Patrick Walker

Re: Business Outgrowing us-Need Investors or Loan

tinat99 — Tue, 10 Jun 2008 02:56:14 GMT

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Re: Business Outgrowing us-Need Investors or Loan

moneymaster — Wed, 07 May 2008 20:48:40 GMT

We can secure the capital for you. The turnaround time is 7 business days. Please contact Mr. Shah of Sunset Leasing and Financial Group at 732-249-5700

Re: Business Outgrowing us-Need Investors or Loan

BizLOC — Mon, 05 May 2008 19:06:50 GMT

Good afternoon,

My name is Paul Warshawsky and I am a Business Consultant with Manhattan Business Consultants. We specialize in obtaining lines of credit for companies that are looking for additional working capital. I believe that I can assist you with the request that you have. If you could please contact me directly at 239-645-5266, or pwarshawsky@gmail.com I can fill you in on the specifics.

Thank you and have a great day.

Re: Business Outgrowing us-Need Investors or Loan

jodphil2003 — Fri, 02 May 2008 15:18:50 GMT

Congratulations on your growth. Most commercial lending concentrates less on personal credit score and more on cash flow. You may qualify for a non-traditional commercial loan or even an SBA loan

If you would like to learn more send us an email: jodyphillips@opendoorfinancial.com

Re: Business Outgrowing us-Need Investors or Loan

limocouple08 — Fri, 02 May 2008 03:41:27 GMT

How can my accounts receivables generate cash flow?