Home: Message List - What does it take to Use/Process Credit Cards Online

Re: What does it take to Use/Process Credit Cards Online

candi58 — Fri, 09 Jan 2009 16:49:56 GMT

I use Paypal for my credit card paying customers. It's easy and convenient. I lose money each time that I get a credit card payment through Paypal, but I also get cash bonuses from Paypal too. Plus, it makes it easier for some customers to use a credit card, then writing out checks all of the time. Join Paypal. It's free registration. I haven't had any problems with accepting credit cards through Paypal.

Re: What does it take to Use/Process Credit Cards Online

TADA27513 — Sat, 27 Dec 2008 05:09:48 GMT

I will also speak to PayPal, particularly Pro as a "second stage", as that is what our company currently uses. My main merchant needs are "seasonal" in that I don't put on training every month and the minimum fees (particularly in a month with little cashflow) can be a burden.

Do note one downside to the standard PayPal that hurt us in the early days. Although I have personally never had a problem with them, the company does have a stigma in some companies and particularly govt and military entities. If you are a B2B, consider going to a standard merchant account (or PPPro or Amazon Payments - my second choice). Many businesses refuse to allow purchases through PP. Cost me over $5K in lost sales in my first year...

Best of luck!

Charles

Re: What does it take to Use/Process Credit Cards Online

FullAccessExp — Sat, 27 Dec 2008 03:42:39 GMT

FullAccessExp.com | +*Flyer Distribution, Door Hangers, Street Teams, Event
Processing credit cards has never been easier. If you're starting off then, I'd highly recommend PayPal. You'll be able to accept a variety of credit cards. Additionally, they offer an automatic invoicing program to help you keep up with subscription renewals. I continue to use PayPal for my business because it's the best, no-hassel, solution I've found. There are no contracts, and you can upgrade as your business grows.

Best of luck in your new venture,

FullAccessExp.com

Re: What does it take to Use/Process Credit Cards Online

playaction — Sat, 27 Dec 2008 02:50:14 GMT

Hi everyone,
just a quick note , there seems to be some confusion about PayPal. PayPal can be integrated into your website without customers ever going to paypals site. it is called Website Payment Pro using Direct Payments. Customers don't even need to have a paypal account. You use PayPal's API calls (you'd most likely need an experienced web programmer to do this for you), and then paypal processes the payment behind the scenes, but to put it simply, you sign up for the system, have the API's in place, and then you can have your customers buy from your site without ever leaving your site. To look even more professional, use SSL (should go without saying) and buy a SSL certificate from verisign or whoever. (all of which can be integrated to be used with paypal)
At anyrate, since millions of people use paypal (which was developed by ebay) there's really no reason not to use it to get a business online quickly. Of course there are benefits to using other providers, mostly some savings over paypal, but the argument of stating that paypal looks less professional is not valid if you use API's.

just an FYI, I learned all of this while developing a website, learned the API's on my own and have had no problems. I don't get anything from paypal to promote this info, just wanted to make sure that the info is out there to whoever wanted it.

Just my 2 cents!
Thanks
Darrick

Re: What does it take to Use/Process Credit Cards Online

Metamorf — Mon, 21 Apr 2008 14:07:09 GMT

calvin@metamorfs.com

Re: What does it take to Use/Process Credit Cards Online

Metamorf — Mon, 21 Apr 2008 14:03:58 GMT

hello,

My name is Patrick I am approved reseller of merchant services with central payment corp.
Im pretty sure as a buiness man you want the best for your business and pay pal is good but you cant track your money your paying money for a system thats not working for you join metamorf process cards online 24/7 maintaince threw your inernet presence bring business to your website track your data with our online data base save money time and increase revenue.

Re: What does it take to Use/Process Credit Cards Online

kidredentert — Mon, 21 Apr 2008 07:15:53 GMT

http://www.cdgcommerce.com/index.php?R=1770

Re: What does it take to Use/Process Credit Cards Online

amspcs — Fri, 11 Apr 2008 22:15:40 GMT

My two cents worth:

True PayPal doesn't exactly give the most professional image. But it is far superior to any of the Palpal 'wannabees' out there and is a smart solution for merchants just getting started. Why? Two reasons. (1) No monthly minimums or start up expenses which allows new merchants to walk before they try to run. Spend your money on promotion and advertising instead of gateway a shopping cart monthly fees, not to mention merchant account fixed fees and minimums. (2) No monthly contract, again the 'walk before you try to run' scenario. Use Paypal for a few months and when you're ready to upgrade to something more sophisticated, you're not trapped by a contract. And authorize.net DOES have a contract as do virtually all shopping carts and merchant account providers. Here's an EZ link to apply for Paypal merchant account:
https://www.paypal.com/us/mrb/pal=2SXM26U7ZHJUA This recommendation comes from the heart. We are traditional merchant account providers and Paypal is in direct competition with our product. But..........the truth is the truth.....small start-ups have no business getting in over their head with the expenses associated with individual gateways and merchant accounts, there are more important areas for them to spend their money. Much smarter to start out with Paypal baby steps, get your business rolling, then come consult someone like me for a traditional merchant account when the time comes, not before.

Still not sold on Paypal completely? There's a second alternative you might want to consider in this case. QuickBooks merchant services has decent rates, built-in gateway, and again no contractual obligation. Virtual terminal and starter software are available at no cost to you, no setup fees,, and it's a LOT cheaper than paying for a merchant account and gateway provider individually. Here's the link to online application:

https://merchant.intuit.com/signup/?b=ao319&p=bn2943

Hope this helps.

Re: What does it take to Use/Process Credit Cards Online

MnlyTechnlgy — Fri, 11 Apr 2008 16:02:53 GMT

xenopod: Thanks for the link. I will check into this as an additional option for our eCommerce clients. We actually looked at quite a few options and have stayed with PayPal for the time being, but as we all know, nothing is rarely written in stone.

Re: What does it take to Use/Process Credit Cards Online

nMoncrief — Fri, 11 Apr 2008 15:55:33 GMT

DomainDiva,

Please call me at 866-587-8618 so we can speak offline. I can offer you processing that will save you a fortune over PP and make you appear MUCH more professional to your clients. I currently handle the processing for MANY very large e-commerce busineses (all with annual sales in the multi-millions), and none of them use PP except to give their customers an additional option. I'd like to get some details before giving you a custom quote.

Neil Moncrief
www.CreekFinancial.com