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    <title>Home: Message List - Stop foreclosure and Save your Home.</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/businessannouncements?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Wed, 07 May 2008 17:24:01 GMT</pubDate>
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    <dc:date>2008-05-07T17:24:01Z</dc:date>
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    <item>
      <title>Re: Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=24736&amp;amp;tstart=0#24736</link>
      <description>I don't need your service. I was not stupid enough to believe everything the builder and the bank told me about buying 200,000 more house than I needed. &lt;br /&gt;
&lt;br /&gt;
I was just curious. There are a lot of 'save your house' plans that leave the homeowner owing money and losing the title to their property.  &lt;br /&gt;
&lt;br /&gt;
If the lender approves the program and requests a 'good faith downpayment' how is that collected from the Lender? Perhaps your terminology is confused since you just described one heck of a scenario that I would not reccommend to anyone.</description>
      <pubDate>Wed, 07 May 2008 17:24:01 GMT</pubDate>
      <author>DomainDiva</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=24736&amp;amp;tstart=0#24736</guid>
      <dc:date>2008-05-07T17:24:01Z</dc:date>
      <clearspace:dateToText>May 7, 2008 1:24 PM</clearspace:dateToText>
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    <item>
      <title>Re: Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=24701&amp;amp;tstart=0#24701</link>
      <description>&lt;br /&gt;
Hello again.&lt;br /&gt;
 Thank you once again for your question.&lt;br /&gt;
In regards to your question, there are Not upfront fees.&lt;br /&gt;
If the lender approves you for any of the programs available, they are requesting what is know as a "good faith down payment. This amount varies from individual to individual and will be collected directly from your lender. This is only if you agree to what they offer you...&lt;br /&gt;
&lt;br /&gt;
Would you like to speak to me ? or do you know some one who may need this service ? &lt;br /&gt;
Call me. I will be more than happy to talk you through the process.&lt;br /&gt;
office (888)-694-0307 or visit  www.thanberline.com   and click on   "Foreclosure unit".&lt;br /&gt;
&lt;br /&gt;
Thank you again</description>
      <pubDate>Wed, 07 May 2008 07:32:10 GMT</pubDate>
      <author>wsalazar</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=24701&amp;amp;tstart=0#24701</guid>
      <dc:date>2008-05-07T07:32:10Z</dc:date>
      <clearspace:dateToText>May 7, 2008 3:32 AM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21891&amp;amp;tstart=0#21891</link>
      <description>Just curious though what are the fees? What can you do that the homeowner is not able to do? Why would a lender negotiate with you instead of the borrower?</description>
      <pubDate>Thu, 03 Apr 2008 16:01:06 GMT</pubDate>
      <author>DomainDiva</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21891&amp;amp;tstart=0#21891</guid>
      <dc:date>2008-04-03T16:01:06Z</dc:date>
      <clearspace:dateToText>Apr 3, 2008 12:01 PM</clearspace:dateToText>
      <clearspace:replyCount>2</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21888&amp;amp;tstart=0#21888</link>
      <description>&lt;br /&gt;
Thank you for your observation. &lt;br /&gt;
This process does not require a client is distressed to produce a Credit report. Your fico has no effect in the negotiation process. This is not a Refinance, but restructuring of the loan for the benefit of the borrower.&lt;br /&gt;
All desicions are focused on helping people who are already in default, or in foreclosure proceedings.&lt;br /&gt;
My web site will explaines in detail all of these concerns.&lt;br /&gt;
&lt;br /&gt;
www.freedomforeclosure.com/wsalazar</description>
      <pubDate>Thu, 03 Apr 2008 14:59:17 GMT</pubDate>
      <author>wsalazar</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21888&amp;amp;tstart=0#21888</guid>
      <dc:date>2008-04-03T14:59:17Z</dc:date>
      <clearspace:dateToText>Apr 3, 2008 10:59 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21868&amp;amp;tstart=0#21868</link>
      <description>I know you offer a service which some people may want, but it honestly always make me think if people really know what they are doing to there credit score (which affects a lot more then people think about) when the look at these types of solutions to their problems. Just my 2¢.</description>
      <pubDate>Thu, 03 Apr 2008 02:05:37 GMT</pubDate>
      <author>AppleGraphics</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21868&amp;amp;tstart=0#21868</guid>
      <dc:date>2008-04-03T02:05:37Z</dc:date>
      <clearspace:dateToText>Apr 2, 2008 10:05 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Stop foreclosure and Save your Home.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21880&amp;amp;tstart=0#21880</link>
      <description>&lt;br /&gt;
We negotiate directly with your lender. We work for you not the Lender.&lt;br /&gt;
The application is free and only take 25 minutes. &lt;br /&gt;
Your approval with the lender is normaly available in 48-72hrs.&lt;br /&gt;
You hava nothing to loose.&lt;br /&gt;
Visit my web page to educate your self with the many different programs available, fill out a 2 minute application found at the bottom of the (Blue Bottom) and some I will contact you to complete the application.&lt;br /&gt;
www.freedomforeclosure.com/wsalazar</description>
      <pubDate>Thu, 03 Apr 2008 01:52:55 GMT</pubDate>
      <author>wsalazar</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=21880&amp;amp;tstart=0#21880</guid>
      <dc:date>2008-04-03T01:52:55Z</dc:date>
      <clearspace:dateToText>Apr 2, 2008 9:52 PM</clearspace:dateToText>
      <clearspace:replyCount>5</clearspace:replyCount>
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