Home: Message List - Having a difficult time getting a loan

Re: Having a difficult time getting a loan

money4u — Mon, 20 Apr 2009 17:35:12 GMT

Have you received financing for your tanning salon? Please email me at dawnbergeron@hotmail.com

Re: Having a difficult time getting a loan

heavenly91321 — Wed, 06 Feb 2008 18:16:15 GMT

I agree with the person that said you need to expand your sales....I own a distribution company of 100% mineral cosmetics and botanical, natural soaps, cleansers, and anti-aging creams and serums. I would love to discuss the opportunity to assist you with expanding into the $100Billion+ per year (just in the mineral cosmetics) industry!! I can be reached through www.HeavenlyBoutiqueLtd.com

Re: Having a difficult time getting a loan

walterdon — Wed, 06 Feb 2008 11:27:23 GMT

hello friend good day to you,are you into real business which has profitable potentials i had like to know cause i realy want to go into investing ,do email me at walterdon@gmail.com perhaps we go on from there.

Walter Don
+447045780294

Re: Having a difficult time getting a loan

LOANorHOME — Fri, 25 Jan 2008 01:32:07 GMT

Hi, I'm a mortgage banker (among a bunch of other things) and we don't do personal loans or credit cards, so I can't help you directly (assuming you don't own any real estate)...but I can tell you what I know...that you don't want to employ the services of any debt consolidation services. Doing that can be hard on your credit, and I don't believe it's necessary. Your credit's not that bad, actually. I've done home loans for people with much worse credit. Maybe just sell-off the business, or maybe "turn your ship" in a different direction? For example, I had an art gallery for years. To bring in some extra income, fresh product and to share shop-watching duties, I started renting out small sections of my gallery to other artists to display and sell their stuff. It worked - I received some rent, and a % of their sales. One day an artist / publisher offered to rent my entire space, at which time I gladly moved on because, honestly, I was bored running a gallery. Hang in there, and best of luck. I'll let you know if I hear of anything more...
Mary

Re: Having a difficult time getting a loan

cwgreen09 — Fri, 18 Jan 2008 22:59:41 GMT

PS...

What I meant by animated was ... with graphics and designs not an actual animation like a cartoon or anything -- we can use photos, animated text and effects, as well as some narration and/or music and there it is - a commercial that is for certain cheaper than video yet it still gets the point across to your target market.

Have you thought about finding an Angel investor to expand your place into something much more than what it is now? Get the clients rolling in and the dredit cards will get paid for - I am kind of in the same boat as you and are having to work my way to the financial freedom step by step as well.

just trying to help brain storm - hope it is ok.

Re: Having a difficult time getting a loan

cwgreen09 — Fri, 18 Jan 2008 22:53:40 GMT

Well, since we are a start up company we are still trying to gather content to show in our portfolio - so we are doing many things really cheap for about a month or two more.

However, if you are trying to fix your funds where you are behind I wouldn't suggest spending it on a commercial until you have something to offer for both seasons, then yes, advertising is everything --- the reason I said if you ever need one, I meant when you are ready to have one made. -- commercials can be used online and on TV and can help a lot.

Just my opinion, but like I said, I'm not an business or marketing expert so...

Re: Having a difficult time getting a loan

radiantsun1 — Wed, 16 Jan 2008 20:57:07 GMT

now there's an idea, a commercial, even an animated one, hmmm, wonder what that would set me back??
John

Re: Having a difficult time getting a loan

cwgreen09 — Wed, 16 Jan 2008 20:31:02 GMT

Sorry if this is posting twice, I just noticed that is did - and it also did not tell the correct date that I posted on . So tech error -- not my fault that I know of though.

Anyhow - I just wanted to also say that I didn't notice that someone else had made the dame suggestion as me to sell things in your store etc ... but that is 2 votes for making your company more productive.

As ofr Uncle Leon .. I hope you don't close everything you do that doesn't get a kick start within a year. Startign a company can take up to three years to really get going with. Aside from that, the tanning salon is a seasonal company ... Maybe the seasons that work out best will allow them to profit enough to hold them over during the off season. --- on that note .. think of things that you could be using your company for during the off season that woudl allow you to continue making money.

For example - where I live I shoot video.. when it snows you can't shoot if it is outdoor work. So aside from just doing production we do post work too so that we can continue doing projects during the Winter.

Are there other things you can offer during the Summer that woudl do just as well as your tanning beds do suring the Winter time? Treatments, Spas or etc that you can do? I agree with you and think that getting everything down to one payment can help a lot. I'm not an expert, I have just started my journey as a cusiness owner as well so i am in the same boat as you. I hope some of my ideas have helped though.

If you ever need a commercial let us know, we can make them animated too if you don't want video.

Clayton

Re: Having a difficult time getting a loan

cwgreen09 — Wed, 16 Jan 2008 18:47:10 GMT

Have you thought about giving them more reasons to come all year? I once seen a tanning salon in TN that also had a small movie rental store attached -- They both worked out, however, I have a better idea...

What if you found other professionals to work with you and offer massages, or women can get their nails done, facials etc. Or have you thoght about havig a storefront in your salon? Maybe selling sun screans or baeach items that they may want when they actually do get the chance to get some real rays outdors. maybe find out what most of your clients do as hobbies and cater to thsoe needs. They like to go to the beach , well sell them beach balls and sand castle kits.. if they like campping sell them tents, or maybe even sell out door sporting items. That volleyball player may be getting her tan for a good game, mabe she needs a new net and ball.

i don't know really -- I am just thinking that you should create more reasons for them to come to you during the summer seasons as well. If you weren't the owner, what would make you want to come there even when the sun was out? -- I think that if you turned your place into a complete pampering heaven, ladies and gentlemen alike would come. a one stop shop.

Of course, many people that tan care about their appearance and may be interested in certain vitamins and diet plans. natural herbs and more. They may even be interested in many skin care products that help keep the wrinkles away. Look around the local stores and if there isn't anyone selling certain natural and organic items, that may be a key to freedom for you, that is, if you have the space to expand.

Clayton

Re: Having a difficult time getting a loan

cwgreen09 — Wed, 16 Jan 2008 18:46:48 GMT