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    <title>Home: Message List - Investment Loan</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Thu, 20 Dec 2007 22:36:25 GMT</pubDate>
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    <dc:date>2007-12-20T22:36:25Z</dc:date>
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    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5395&amp;amp;tstart=0#5395</link>
      <description>Have you tried. They posted the following&lt;br /&gt;
"I would like to offer our services to any and all of you out there that&lt;br /&gt;
are seeking Commercial $$$. We offer construction loans, purchase,&lt;br /&gt;
refinance, cashout, bridge loans, hard money, soft money, SBA loans,&lt;br /&gt;
etc. for US, Canadian and Mexican Citizens, Good and Bad credit. You&lt;br /&gt;
name it we have it! We provide exceptional service and consultation is&lt;br /&gt;
free."&lt;br /&gt;
&lt;br /&gt;
Email us at:  TRIUMPH Investment Group&lt;br /&gt;
&lt;br /&gt;
 Good luck, LUCKIEST</description>
      <pubDate>Sun, 11 Nov 2007 23:10:43 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5395&amp;amp;tstart=0#5395</guid>
      <dc:date>2007-11-11T23:10:43Z</dc:date>
      <clearspace:dateToText>Dec 20, 2007 5:36 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5394&amp;amp;tstart=0#5394</link>
      <description>Have you tried TRIUMPH. They posted the following:&lt;br /&gt;
"I would like to offer our services to any and all of you out there that&lt;br /&gt;
are seeking Commercial $$$. We offer construction loans, purchase,&lt;br /&gt;
refinance, cashout, bridge loans, hard money, soft money, SBA loans,&lt;br /&gt;
etc. for US, Canadian and Mexican Citizens, Good and Bad credit. You&lt;br /&gt;
name it we have it! We provide exceptional service and consultation is&lt;br /&gt;
free."&lt;br /&gt;
&lt;br /&gt;
Email us at:  TRIUMPH Investment Group.&lt;br /&gt;
&lt;br /&gt;
Good luck, LUCKIEST</description>
      <pubDate>Sun, 11 Nov 2007 23:08:01 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5394&amp;amp;tstart=0#5394</guid>
      <dc:date>2007-11-11T23:08:01Z</dc:date>
      <clearspace:dateToText>Dec 20, 2007 5:36 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8807&amp;amp;tstart=0#8807</link>
      <description>We are working with several financial institutions to determine our best course of action.  We are working with the SBA in case our best option through the financial institution we choose requires an SBA-backed loan.  We have been in contact with one of the people who responded through this message board and plan on contacting another; combine those efforts with traditional options through Bank of America and the mortgage company we use for our primary residence, and it looks like we are headed in the right direction.&lt;br /&gt;
&lt;br /&gt;
Thanks to all who have contributed.  For those who have offered their services, we are still in the research phase and have not ruled anyone out.&lt;br /&gt;
&lt;br /&gt;
Merry Christmas!</description>
      <pubDate>Thu, 20 Dec 2007 22:21:08 GMT</pubDate>
      <author>Dr. Shaffer</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8807&amp;amp;tstart=0#8807</guid>
      <dc:date>2007-12-20T22:21:08Z</dc:date>
      <clearspace:dateToText>Dec 20, 2007 5:21 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8708&amp;amp;tstart=0#8708</link>
      <description>any updates?</description>
      <pubDate>Thu, 20 Dec 2007 15:33:32 GMT</pubDate>
      <author>BDS INC</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8708&amp;amp;tstart=0#8708</guid>
      <dc:date>2007-12-20T15:33:32Z</dc:date>
      <clearspace:dateToText>Dec 20, 2007 10:33 AM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8700&amp;amp;tstart=0#8700</link>
      <description>There are many ways to finance it both traditionally and nontraditionally. I offer unsecured business cash advances based off of future credit card receivables (factoring) up to $250,000 per location.  If you are interested and need the money without the headaches of traditional bank loans that require enormous amounts of paperwork and time give me a call. We can fund within 7 days. &lt;br /&gt;
&lt;br /&gt;
Envision Merchant Capital&lt;br /&gt;
801-326-0376</description>
      <pubDate>Thu, 20 Dec 2007 08:57:50 GMT</pubDate>
      <author>merchant1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=8700&amp;amp;tstart=0#8700</guid>
      <dc:date>2007-12-20T08:57:50Z</dc:date>
      <clearspace:dateToText>Dec 20, 2007 3:57 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5382&amp;amp;tstart=0#5382</link>
      <description>I recently helped a Dr. (General Medicine) purchase a new building.  We have different products for different people.  Its not a one size fit all when seeking financing.  So, when you walk into one bank, you get their product.  I have dozens of lenders and I offer your more than one offer so you can choose the best one for you.  I would be happy to evaluate your situation and see if I can provide you with a product that will fit "your" needs.  We definitely have competitive rates and terms.  With no up front fees, you've got nothing to lose.  Let me know if I can be of assistance; contact Nancy at TRIUMPH_IG@sbcglobal.net.  FYI - Our minimum loan is $100,000.00 with no maximum.  We have SBA loans too! Good Luck to you.</description>
      <pubDate>Sun, 11 Nov 2007 17:06:20 GMT</pubDate>
      <author>Triumh_IG</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5382&amp;amp;tstart=0#5382</guid>
      <dc:date>2007-11-11T17:06:20Z</dc:date>
      <clearspace:dateToText>Nov 11, 2007 12:06 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5061&amp;amp;tstart=0#5061</link>
      <description>No problem - good luck!</description>
      <pubDate>Wed, 07 Nov 2007 14:58:10 GMT</pubDate>
      <author>BDS INC</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5061&amp;amp;tstart=0#5061</guid>
      <dc:date>2007-11-07T14:58:10Z</dc:date>
      <clearspace:dateToText>Nov 7, 2007 9:58 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5058&amp;amp;tstart=0#5058</link>
      <description>BDS is right my brother in law is a dentist and his bank gave him a complete set up package based on his practice. I am not saying your loan request will be a slam dunk but you have a really good shot.</description>
      <pubDate>Wed, 07 Nov 2007 14:13:05 GMT</pubDate>
      <author>Ed O'Gee</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5058&amp;amp;tstart=0#5058</guid>
      <dc:date>2007-11-07T14:13:05Z</dc:date>
      <clearspace:dateToText>Nov 7, 2007 9:13 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5008&amp;amp;tstart=0#5008</link>
      <description>Thank you verfy much for the information!!!</description>
      <pubDate>Tue, 06 Nov 2007 13:24:04 GMT</pubDate>
      <author>Dr. Shaffer</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5008&amp;amp;tstart=0#5008</guid>
      <dc:date>2007-11-06T13:24:04Z</dc:date>
      <clearspace:dateToText>Nov 6, 2007 8:24 AM</clearspace:dateToText>
      <clearspace:replyCount>3</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Investment Loan</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=4931&amp;amp;tstart=0#4931</link>
      <description>Dr. Shaffer,&lt;br /&gt;
&lt;br /&gt;
You are a loan many banks would be really willing to give. Most banks offer programs for clients like you (professional services) they are likely to offer you a complete package that includes loans, credit lines, checking accounts, etc.&lt;br /&gt;
&lt;br /&gt;
Two things I think you need to be prepared to answer - business case and business plan, why is your new location needed? and how and when will you start generating money. As long as you can prove that your business will be able to pay back the loan (stay in business long enough to do so then you'll be fine)&lt;br /&gt;
&lt;br /&gt;
Also a bank is going to want you to have some sort of financial stake in the business, usually 10 to 20% of your own money.&lt;br /&gt;
&lt;br /&gt;
I don't think anyone on the board is going to be able to answer what type of loan you need unless we know how much money you think you need. My suggestion is to start with the bank you have your checking accounts with. I would not let them pull credit info right away, just talk about what you need, what they offer and what you need to provide them to get the loan you want.&lt;br /&gt;
&lt;br /&gt;
Good luck!</description>
      <pubDate>Mon, 05 Nov 2007 16:49:55 GMT</pubDate>
      <author>BDS INC</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=4931&amp;amp;tstart=0#4931</guid>
      <dc:date>2007-11-05T16:49:55Z</dc:date>
      <clearspace:dateToText>Nov 5, 2007 11:49 AM</clearspace:dateToText>
      <clearspace:replyCount>4</clearspace:replyCount>
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