http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/loansandlinesofcredit?view=discussions Most recent forum messages en Fri, 08 May 2009 02:15:17 GMT Clearspace 1.1.1 (http://jivesoftware.com/products/clearspace/) 2009-05-08T02:15:17Z en http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69692&amp;tstart=0#69692 More than likely you can - however, your second home will be treated as an investment property - meaning that the LTVs will be much lower. So, let's say on your primary home - you get a loan or home equity line of credit up to 80% of the LTV. But, on the 2nd home - it will be more like up to 50% or 60%. Plus, all lenders will look at your personal debt to income ratio as well as your ability to make the monthly payments. Thus, just because you have equity in any home - if you cannot service the monthly payments - they will still deny.<br /> <br /> Contact a local bank or financial institution and just ask them questions regarding their LTVs on both primary and secondary homes - this should answer a few of your questions regarding if you qualify and for how much.<br /> <br /> Business Money Today Fri, 08 May 2009 00:45:22 GMT phanio http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69692&amp;tstart=0#69692 2009-05-08T00:45:22Z May 7, 2009 10:15 PM http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69435&amp;tstart=0#69435 If I own two homes, can I get a HELOC on both my primary and secondary residence? Tue, 05 May 2009 16:03:22 GMT vandiesel http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=69435&amp;tstart=0#69435 2009-05-05T16:03:22Z May 5, 2009 12:03 PM 1