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    <title>Home: Message List - Who Needs To Retire??</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/employeebenefitsandretirementplanning?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Wed, 21 Oct 2009 20:54:38 GMT</pubDate>
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    <dc:date>2009-10-21T20:54:38Z</dc:date>
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    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84312&amp;amp;tstart=0#84312</link>
      <description>For me, the timing of your question is very appropriate.  I'll be 62...retirement age...next week.&lt;br /&gt;
&lt;br /&gt;
I'm not ready to stop working just yet.  In the first place, I have built a comfortable business over the years&lt;br /&gt;
which, I like to think thanks to many years of emphasizing honesty and customer service, has become largely self-sufficient due to referrals.  So I don't really work hard anymore, couple of hours daily on phone and on computer max.  Plenty of time to visit kids, grandkids, and 'smell the roses'.  Cell phone and trusty Blackberry help a lot&lt;br /&gt;
&lt;p /&gt;
In the second place, I don't know what I'd do with my time if I stopped working completely.  We live in a very nice 55 plus community, but one can only hang out in the hot tub and play cards so much.  Never really got into golf or tennis...might have to change that.&lt;br /&gt;
&lt;br /&gt;
But I DO know many people who aren't as fortunate as I.  They have worked very hard for many years, but can't stop despite inevitable health and aging systems because the 'system' has robbed them.  Lots of folks who thought they had nice nesteggs and pensions thru Pan American, Eastern Airlines, IBM and others, have abruptly discovered otherwise. Very sad.  Yet, our 'leaders' still see fit to subsidize and reward the very people and institutions who robbed us.  Even sadder.</description>
      <pubDate>Wed, 21 Oct 2009 20:54:38 GMT</pubDate>
      <author>amspcs</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84312&amp;amp;tstart=0#84312</guid>
      <dc:date>2009-10-21T20:54:38Z</dc:date>
      <clearspace:dateToText>Oct 21, 2009 4:54 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84310&amp;amp;tstart=0#84310</link>
      <description>Not me, I'm going to keep going until I fall over.</description>
      <pubDate>Wed, 21 Oct 2009 19:26:46 GMT</pubDate>
      <author>GabesGraphix</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84310&amp;amp;tstart=0#84310</guid>
      <dc:date>2009-10-21T19:26:46Z</dc:date>
      <clearspace:dateToText>Oct 21, 2009 3:26 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84295&amp;amp;tstart=0#84295</link>
      <description>&lt;br /&gt;
How about your grandmother, we saw her working in that burger place. Why don't you advice her/help her first?</description>
      <pubDate>Wed, 21 Oct 2009 19:10:27 GMT</pubDate>
      <author>usausa</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84295&amp;amp;tstart=0#84295</guid>
      <dc:date>2009-10-21T19:10:27Z</dc:date>
      <clearspace:dateToText>Oct 21, 2009 3:10 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84278&amp;amp;tstart=0#84278</link>
      <description>I think we all deserve to retire early! I've found my love and passion with Internet Marketing my only regret is that I never considered a home based business sooner...oh well, I have it now and feel extremely greatful to have found a company that has helped me grow my business because it offers REAL VALUE not lotions, potions or pills. Too many people are thinking of security instead of opportunity.&lt;br /&gt;
&lt;br /&gt;
I'm striving to become a conductor for AWAKENING people to the 'Power' they have inside... and showing them some of the most innovative ways in existence to really live their life free by showing them how to create your own economy and success so they can retire!&lt;br /&gt;
&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fthesavingshighwayclub.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://thesavingshighwayclub.com&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
All the best friend&lt;br /&gt;
&lt;br /&gt;
Angie Mitchell &lt;br /&gt;
angie@thesavingshighwayclub.com &lt;br /&gt;
Skype: angiebt79828&lt;br /&gt;
250-378-6798</description>
      <pubDate>Wed, 21 Oct 2009 18:45:01 GMT</pubDate>
      <author>savings</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=84278&amp;amp;tstart=0#84278</guid>
      <dc:date>2009-10-21T18:45:01Z</dc:date>
      <clearspace:dateToText>Oct 21, 2009 2:45 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83944&amp;amp;tstart=0#83944</link>
      <description>When Bear Bryant, the famous Alabama football coach "retired" he died less than week later. &lt;br /&gt;
&lt;br /&gt;
So many people think retire means to sit and wait to die.&lt;br /&gt;
  Why do that ? Live your life as if today was the only day you have left. Dream as if you'd live forever. &lt;br /&gt;
&lt;br /&gt;
If you aren't doing the kind of work, or living the kind of life you want, get one! &lt;br /&gt;
&lt;br /&gt;
Starting my own business and running it the way I want was probably the best decision I ever made. I can't blame anyone for any failures, I can give credit to anyone else for my sucess. Well, credit goes to God and my Wife for sure. They've been there since the beginning, through good times and bad.</description>
      <pubDate>Fri, 16 Oct 2009 12:54:03 GMT</pubDate>
      <author>GabesGraphix</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83944&amp;amp;tstart=0#83944</guid>
      <dc:date>2009-10-16T12:54:03Z</dc:date>
      <clearspace:dateToText>Oct 16, 2009 9:12 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83909&amp;amp;tstart=0#83909</link>
      <description>My husbands parents 'retired', went to the sofa and passed away 6 years later. &lt;br /&gt;
&lt;br /&gt;
They can take me from my desk to the graveyard, and pry the engine disk history from my cold, dead hands.</description>
      <pubDate>Thu, 15 Oct 2009 18:47:50 GMT</pubDate>
      <author>DomainDiva</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83909&amp;amp;tstart=0#83909</guid>
      <dc:date>2009-10-15T18:47:50Z</dc:date>
      <clearspace:dateToText>Oct 15, 2009 2:47 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83869&amp;amp;tstart=0#83869</link>
      <description>Retire ? What that means to me, is to quit working, sit in a rocking chair and wait to die. Not a pretty picture.&lt;br /&gt;
&lt;br /&gt;
I run a small business that operates 2 days a week, and still make money. There is no reason why I can't keep doing that into my 80's. &lt;br /&gt;
&lt;br /&gt;
Work 2 days, off 5. That's a lot of spare time on my hands, I try to keep on the business during the week, ordering supplies and stuff, but that really only takes an hour or two.</description>
      <pubDate>Thu, 15 Oct 2009 13:47:33 GMT</pubDate>
      <author>GabesGraphix</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=83869&amp;amp;tstart=0#83869</guid>
      <dc:date>2009-10-15T13:47:33Z</dc:date>
      <clearspace:dateToText>Oct 15, 2009 9:47 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Who Needs To Retire??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=67664&amp;amp;tstart=0#67664</link>
      <description>&lt;b&gt;More people are losing confidence in their ability to retire comfortably.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;The economy, inflation and the cost of living are some of the reasons.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;How do you feel about retirement or are you going to keep on working??&lt;/b&gt;</description>
      <pubDate>Sun, 19 Apr 2009 14:04:36 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=67664&amp;amp;tstart=0#67664</guid>
      <dc:date>2009-04-19T14:04:36Z</dc:date>
      <clearspace:dateToText>Apr 19, 2009 10:04 AM</clearspace:dateToText>
      <clearspace:replyCount>7</clearspace:replyCount>
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