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    <title>Home: Message List - Using A Benefit Plan to Retain Employees</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/employeebenefitsandretirementplanning?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Sun, 20 Jul 2008 19:12:42 GMT</pubDate>
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    <dc:date>2008-07-20T19:12:42Z</dc:date>
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    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=32090&amp;amp;tstart=0#32090</link>
      <description>Hello, &lt;br /&gt;
&lt;br /&gt;
Have you heard of AFLAC? You porbably seen our crazy duck commercials. Aflac core values are just what you are looking for. We help businesses like yours expand your benefits program without adding to the cost, achieve possible FICA savings and reductions in workers' compensation, help improve employee morale and retention, Help contribute to employees' health through various wellness programs and reduce administrative involvement.&lt;br /&gt;
&lt;br /&gt;
If you are interested in learn more give me a call at:&lt;br /&gt;
&lt;br /&gt;
Petrina Jackson&lt;br /&gt;
847-477-1735&lt;br /&gt;
petrina_jackson@us.aflac.com&lt;br /&gt;
&lt;br /&gt;
Talk to you soon</description>
      <pubDate>Sun, 20 Jul 2008 19:12:42 GMT</pubDate>
      <author>TRINAMR7</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=32090&amp;amp;tstart=0#32090</guid>
      <dc:date>2008-07-20T19:12:42Z</dc:date>
      <clearspace:dateToText>Jul 20, 2008 3:12 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=31422&amp;amp;tstart=0#31422</link>
      <description>I agree with the high-deductable HSA. I would combine that with some form of flex spending account. When it comes to a small business just hiring, I would think about how much you are obligating yourself to. I recommend holding the wage slightly above the fair market value for a quality employee and then building anything else into a performance based incentive. Plan to pay that and be clear on what is going to satisfy your expectations. I also highly suggest tying in some sort of productivity measure they directly contribute to in the conduct of their role.&lt;br /&gt;
&lt;br /&gt;
I've got more on vac/sic along same line if you need. Just got a call...</description>
      <pubDate>Sun, 13 Jul 2008 04:09:25 GMT</pubDate>
      <author>snipperred</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=31422&amp;amp;tstart=0#31422</guid>
      <dc:date>2008-07-13T04:09:25Z</dc:date>
      <clearspace:dateToText>Jul 13, 2008 12:09 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=29469&amp;amp;tstart=0#29469</link>
      <description>Health and dental benefits will definitely help retain employees. Another great way is using the "golden cuffs" concept using section 162 restricted executive bonus plans. More details at securefloridian.com</description>
      <pubDate>Tue, 24 Jun 2008 11:25:33 GMT</pubDate>
      <author>calbear81</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=29469&amp;amp;tstart=0#29469</guid>
      <dc:date>2008-06-24T11:25:33Z</dc:date>
      <clearspace:dateToText>Jun 24, 2008 7:25 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25131&amp;amp;tstart=0#25131</link>
      <description>&lt;br /&gt;
If you can afford a plan that is one way to sweeten the pot of employees!&lt;br /&gt;
We been providing benefit solutions for about 26 years; if you like you can &lt;br /&gt;
contact us for more information or stop by our web site! It in the my ProFile!&lt;br /&gt;
&lt;p /&gt;
I hope the best for you!&lt;br /&gt;
&lt;br /&gt;
TLR</description>
      <pubDate>Mon, 12 May 2008 07:59:02 GMT</pubDate>
      <author>TLRInsnAcc</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25131&amp;amp;tstart=0#25131</guid>
      <dc:date>2008-05-12T07:59:02Z</dc:date>
      <clearspace:dateToText>May 12, 2008 3:59 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25149&amp;amp;tstart=0#25149</link>
      <description>The cheapest and perhaps most used benefit plan is a legal plan. It allows employees to focus on work instead of problems and it doesn't cost the employer anything. &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.prepaidlegalplans.ws&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.prepaidlegalplans.ws&lt;/a&gt;</description>
      <pubDate>Mon, 12 May 2008 01:43:19 GMT</pubDate>
      <author>pr0fuse</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=25149&amp;amp;tstart=0#25149</guid>
      <dc:date>2008-05-12T01:43:19Z</dc:date>
      <clearspace:dateToText>May 11, 2008 9:43 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=22429&amp;amp;tstart=0#22429</link>
      <description>Hello i own an insurance office in Pennsylvania we specialize in insurance benefits for employees, if it is convinient to you please contact me and we can come to you do 15 minutes 0% pressure to you presentation and than you can deside if you want it. I represent Allstate&lt;br /&gt;
&lt;br /&gt;
email me at  ioshpam1984@gmail.com</description>
      <pubDate>Fri, 11 Apr 2008 01:23:12 GMT</pubDate>
      <author>ioshpam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=22429&amp;amp;tstart=0#22429</guid>
      <dc:date>2008-04-11T01:23:12Z</dc:date>
      <clearspace:dateToText>Apr 10, 2008 9:23 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=13183&amp;amp;tstart=0#13183</link>
      <description>Travelmom,&lt;br /&gt;
&lt;br /&gt;
Is this insurance or a discount card.  At $53 it sounds more like a discount health card which in most cases is not insurance.&lt;br /&gt;
&lt;br /&gt;
Post a weblink and at least someone who is interested can look at the coverage to see if it is an option.</description>
      <pubDate>Tue, 15 Jan 2008 17:45:41 GMT</pubDate>
      <author>Acuity in ATL</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=13183&amp;amp;tstart=0#13183</guid>
      <dc:date>2008-01-15T17:45:41Z</dc:date>
      <clearspace:dateToText>Jan 15, 2008 12:45 PM</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5934&amp;amp;tstart=0#5934</link>
      <description>From an accounting point of view, how long have you been in business??&lt;br /&gt;
Is the business in the black?? Do you have an Accountant??&lt;br /&gt;
Have you prepared a CASH BUDGET showing the cost of your new employee??, payroll taxes??&lt;br /&gt;
and the cost of the  benefit compensation??&lt;br /&gt;
Good luck, Happy Thanksgiving, LUCKIEST.</description>
      <pubDate>Tue, 20 Nov 2007 18:06:02 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5934&amp;amp;tstart=0#5934</guid>
      <dc:date>2007-11-20T18:06:02Z</dc:date>
      <clearspace:dateToText>Nov 20, 2007 1:06 PM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5926&amp;amp;tstart=0#5926</link>
      <description>Are you selling leads to ehealth?</description>
      <pubDate>Tue, 20 Nov 2007 16:35:54 GMT</pubDate>
      <author>Acuity in ATL</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=5926&amp;amp;tstart=0#5926</guid>
      <dc:date>2007-11-20T16:35:54Z</dc:date>
      <clearspace:dateToText>Nov 20, 2007 11:35 AM</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Using A Benefit Plan to Retain Employees</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=4125&amp;amp;tstart=0#4125</link>
      <description>Hello there! You are correct, benefits make a big difference. My business is health and dental plans, so that is what I am most knowledgable about - check out some of the other answers to your question for ideas about vacation time. &lt;br /&gt;
&lt;br /&gt;
If you cannot incur the complete cost of health and dental plans, you could, for instance, help them for with the application fee and the first month. There are many benefit plans out there, just make sure you do your research before signing any deals. &lt;br /&gt;
&lt;br /&gt;
Good luck! I am sure your employees will appreciate your committment to them!</description>
      <pubDate>Wed, 24 Oct 2007 15:39:07 GMT</pubDate>
      <author>erinoir</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=4125&amp;amp;tstart=0#4125</guid>
      <dc:date>2007-10-24T15:39:07Z</dc:date>
      <clearspace:dateToText>Oct 24, 2007 11:39 AM</clearspace:dateToText>
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